How long will inquiries appear on my report?
Hi Everyone, I was just curious as to the length of time a new credit inquiry (I believe this is known as a hard pull) remains on your report? I had applied for credit quite a few times last year but I can't find any of them on my reports. I applied for a BOA card (denied), Amex (approved), VS (approved), Bloomingdales (approved), Amex Blue (denied), and then Neiman Marcus card early this year (denied)
Categories: General Credit Tags: bloomingdales, experian, Length, months-or-were, neiman, neiman-marcus, only-inquiry, report, reports, these-inquires, these-pulls, your-report
Negative information on credit reports
Why does most negative information stay on your report for 7 years? Why 7 years?
Categories: General Credit Tags: answer, credit-reports, does-most, fico, financial literacy, find-the-answer, negative-information, question, report, student-ask, teach-financial, TIME, time-frame, your-report
Very Basic HIPAA question
Just want to make sure that I am understanding the HIPAA correctly...if you have already had the bill go to collections, and you paid the bill through the CA, then this process will not work, correct? And if this is the case, once it is a paid collection on your report, then there is really nothing you can do other than the normal dispute methods?
Categories: General Credit Tags: already-had, bill-through, case, collections, dispute-methods, hipaa, make-sure, Normal, paid-collection, paid-the-bill, process, really-nothing, the-bill, the-normal, your-report
How long does BK7 stay on report?
I think this is a pretty simple question, I have always thought that BK7 stays on your report for 10yrs. The other day I was talking to a PNC underwriter and she said I could call the credit bureaus and get it removed after 7yrs...Is that true
Categories: General Credit Tags: call-the-credit, Credit, credit-bureaus, other-day, pnc, pretty-simple, report, something-changed, the-credit, Underwriter, your-report