Categories: General Credit Tags: alliant, college-loans, reading-posts, rebuilding, roughly-650, scores, the-rebuilding, Week, Year
Individual wants to break lease with multiple tenants
I have four roommates in the house that I have currently been renting for the past 5 months.
Categories: Mortgage Tags: consent, during-the-week, house, landlord-tenant, lawn, lease, leasing, roommates, Summer, Week
Happy Holidays and More News
Hi guys, lots to talk about tonight and I'll be elaborating in TheLaw.com blog, which I promise I'll finally keep updated.
Categories: Mortgage Tags: dictionary, easter, Guide, infrastructure, legal, legal-forms, monthly-legal, press-release, spring, thoughts, Video, Week
Categories: General Credit Tags: close-escrow, someone-chime, Week
can you pay rent with a CC?
the answer is probably pretty simple, but maybe not. my landlord only accepts checks as rent, which is probably pretty common. is there any way to get checks through credit cards somehow? i mean i know i might get cited for dumb question of the week, it just really irks me that i pay 2k in rent and get 2% cash back and could be getting $40 off my rent every month!!
Categories: General Credit Tags: accepts-checks, cards-somehow, checks-as-rent, dumb-question, get-checks, landlord, might-get, probably-pretty, rent, rent-every, the-answer, the-week, through-credit, Week
Can I be double taxed on personal propety taxes on my vehicles
Unknown to us until this week we just received a bill from the state of Kentucky charging us personal property tax on our vehichles for Jan-Dec of 2010. We moved from the state of Ky to Missouri in August of 2010. We registered our vehicles in Mo and paid personal property tax on those vehicles when we registered them here
Categories: Mortgage Tags: already-paid, daily, from-the-state, general - misc topics, get-information, kentucky, missouri, our-vehichles, question, state, the-state, time-period, vehicles, Week
Scared of saying no and being fired, need advice urgently! Thank you!
Hello. I am not sure if I am posting this in the correct section or not
Categories: Mortgage Tags: conversation, Current, during-the-week, finances, hiring, firing, Kids, location, Person, regional, store, TIME, Week, work
what options does my brother have to bypass a prison sentence?
In Dec. 2009, my brother was convicted of breaking and entering and theft.
Categories: Mortgage Tags: Brother, charges, from-last, general - criminal law, person-at-work, program-called, serving-prison, the-charges, Week
In Debt and Just Laid Off
As goes the story of my life, right when everything's about to fall into place, something bad and unexpected happens. This week has been no exception. To give a brief background first, my most recent credit score was 730 and I have three lines of credit. A charge card with a zero balance and $3000 limit, an Amex card with a newly zero balance and a $2000 limit and a MasterCard (my oldest card) with an $11,500 balance which is also the balance - although I haven't used it, my nominal payments keep me in the same spot on this. In August, I just finished paying off four years and roughly $30k in medical expenses (this price tag is after negotiating with all my doctors, etc. and is the reason I ended up in credit card debt in the first place). Anyhow, with that out of the way, I snowballed that money over to my Amex card which I then paid off last month. Mind you, I had a small balance on this until last year, coincidentally - right after a surgery I had, when AMEX sent me a letter saying that since the economy was so rough on them, they had to increase my APR from 9% to....30%....which skyrocketed my payments and perpetuated my financial problems. Fortunately, I have since continuously called to get lower rates and they have obliged but only a little at a time. My Amex card is now at 16.24%. Anyway. Since that interest rate was killing me and I had so little left to pay, I was only making the minimum payments on my MC. This leads me to my current dilemma. I got laid off this week. And because of all the medical bills and debt I've been in, I don't have any savings. I get three months severance but unless I have a job making at least as much as I was by the time I lose that, I will not be able to pay for rent, let alone anything else! So, I am trying not to panic and figure out what to do (other than get a job, obviously, since I doubt that will happen by tomorrow). I applied for two other credit cards to try to do a balance transfer and was denied both times and neither time was I given an explanation as to why. I can only imagine it's because the balance is high and only on one card. Either way, I am afraid to keep applying for fear of what that will do to my score, not to mention I don't know that I would get the 9% APR like I have now after an introductory rate.
Categories: General Credit Tags: balance, Credit, credit-card, credit-score, faith, Financial, Life, medical, Minimum, paying-off-four, score, TIME, Week
Navy Federal & Goodwill Requests
Hi, Haven't been on the boards lately as I'm a full-time student and Ive been swamped. I'm also unemployed and got a 30 day late on a perfect payment history of 2 years with my favorite credit union, Navy Federal. Has anyone ever had any success with a goodwill request from NFCU? I'm planning on sending my goodwill letter at the end of this week. Also, does anyone know who to send the goodwill letter? I've asked several people at NFCU and no one seems to have a clue.
Categories: General Credit Tags: asked-several, boards, goodwill, goodwill-letter, one-seems, people-at-nfcu, perfect-payment, the-boards, Week