Received my SSN last year but been used before..help..
I received my SSN last october and last week, i applied for a capital one credit card that was denied. I assumed i was rejected due to no history but when they sent me the letter why i was rejected, they listed: revolving accounts balance is too high few accounts are rated satisfactory too many delinquent past credit obligations so i used the freeannualcredit report to see my report, but the questions to verify who i was weren't me and i couldn't get verified. There were accounts opened years ago on this number. Now i'm assuming my ssn was used before by someone else in the past fradulently, and i have no idea what to do, should i call the 3 bureaus and convince them it's not me
Categories: General Credit Tags: capital one credit card, capital-one, credit obligations, credit-card, delinquent-past, evidence, few-accounts, freeannualcredit report, last-october, letter, number, opened-years, Questions, report, revolving accounts, ssa, ssn, their-system, TIME
How long do CRA’s take to rescore?
Some of you of you may have seen some questions I posed a few weeks ago about a mistake on my credit report delying my closing on a home. Long story short: Cap. One screwed up and my lender will not process my mortgage until it is off my report. Cap
Categories: General Credit Tags: Credit, does-it-take, Lender, Mortgage, score, some-questions, story-short, system-collects, take-the-cra, their-system
Categories: General Credit Tags: Answers, Brother, Credit, credit-report, Questions, report, security, social, their-system, then-it-says