Curious question about American Express and BK
Does anybody know if American Express would give you a chance for one of their cards if you happen to become a millionaire a few short years out of bankruptcy through entrepreneurship or otherwise?
Categories: General Credit Tags: card-given, card-or-even, centurion, credit-history, example-say, experian-score, money-talks, status-despite, their-cards, years-out
Removed as Authorized User Hurt My Score?
Hi everyone-- I'm new to the boards, so any assistance or advice would be greatly appreciated. I am currently listed as an authorized user on two of my parents' Amex accounts. Although they pay on time, the balance on one of their cards is very close their CL ($13,000 balance with a $15,000 CL)
Categories: General Credit Tags: authorized-user, balance, balance-on-one, Credit, Length, parents, the-balance, their-cards, user-on-two
First Premier Credit Card 30 day late – will they remove it?
Hey there all, I have a question concerning contacting FP and asking to have a 30 day late removed. I live in NY, and I know that FP was successfully sued to stop their unsavory practices here. I had a one of their cards a few years back which I closed, I had one 30 day late which shows up on my credit report.
Categories: General Credit Tags: argument, cards, Credit, credit-report, fico, first premier credit card, Hey, lateness, lateness-drops, record, score-rise, Thanks In Advance, their-cards, unsavory, unsavory practices
AU for mortgage purposes
I am going to be looking at purchasing a new home in the near future. My credit scores (fico) are about 680 on average, mostly due to high util % (bout 60% overall). My AAoA is about 4 years, with my oldest being 9.5 years.
Categories: General Credit Tags: aaoa, cards, credit-scores, high limit, looking-at-purchasing, mortgage purposes, mostly-due, new-home, oldest, oldest-being, parents, parents-add, purchasing a new home, the-near, their-cards