Posts tagged "the-payments"

Found a judgement on credit report

To start off, a little over a year ago I recieved a summons to appear for an old credit card debt. I didn't know what to do and contacted the party listed.

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Posted by jedwan - May 1, 2011 at 2:39 pm

Categories: Mortgage   Tags: , , , , , , ,

Car and Cosigner

hi, last year a purchased a vehicle and a friend of mine cosigned for me. well me and him are no longer friends

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Posted by jedwan - April 7, 2011 at 1:27 am

Categories: Mortgage   Tags: , , , , , , ,

Two owner vehicle rights – Need some insight.

Okay so here is the story: My girlfriend bought a vehicle new from the dealership back in 2008. The loan was signed only in her name.

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Posted by jedwan - March 28, 2011 at 7:36 pm

Categories: Mortgage   Tags: , , , , , , , ,

Unsure

I have a 1999 Chrysler T &C van that I can no longer afford payments. I want to return it to the finance company that have a lien on it--but a person wants to assume the payments for me until it is paid in full and I give her the title. The problem is the finance company and the dealership have a lien on it--can I just let her assume payments and use the vehicle for her janitorial business as long as she keeps full-coverage insurance on it and make the payments or do I just return it to the finance company

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Posted by jedwan - February 16, 2011 at 6:09 pm

Categories: Mortgage   Tags: , , , , , , , ,

payments not in my name

I am making payments on a new car but it is in my wifes name.  I also made the payments on another car used for a trade in that was not in my name.  Can I get those payment histories put on my credit score?  If so, how do I do it.

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Posted by jedwan - January 18, 2011 at 11:06 pm

Categories: General Credit   Tags: , , , , , , , , , ,

Received Bill from Finance Company After Trade-in

We had a leased car which we traded in on a new car at a different dealership. The dealership contacted the finance company got the payment of amount and put the payoff amount on new lease paperwork - Now we have received a bill from the original finance company asking us to pay the balance of the payments ( 7 ) plus an early termination fee.

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Posted by jedwan - August 25, 2010 at 8:53 pm

Categories: Mortgage   Tags: , , , , , , , , , , , ,

Delay eviction/Writ of possesion owner filed bankrupt

My parents signed for our house 10 years ago, we have always lived there it is our primary residencee. They called it a "buy for loan". My parents filed bankrupt on everything including our house.

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Posted by jedwan - May 28, 2010 at 5:11 am

Categories: Mortgage   Tags: , , , , , , , , , , ,

can I be charged for no insurance?

My son crashed my car 2 years ago. We had no insurance at the time. It was a non-reportable accident

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Posted by jedwan - May 19, 2010 at 1:02 pm

Categories: Mortgage   Tags: , , , , , , , , , , , ,

Clearance certificate

In Ontario. Initial payout has been paid to beneficiaries.

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Posted by jedwan - May 14, 2010 at 12:18 am

Categories: Mortgage   Tags: , , , , , , , , , , , , , ,

Credit score

Hi, I am writing to see if anybody can help me.  My credit score is around 590.  I just recently paid off a bunch of things due to a settlement that my recently ex  husband received through his job.  There are some late payments on my credit score because of him but most of the are a year old or more, maybe one that is a little more recent since he was trying to screw me up during the divorce.   I am looking to refinance my house and get his name off of it, will I be able to do it?  I am a registered nurse and make decent money,  all I have is a car payment which is about 350 a month  two credit cards with very low limits under 400 on both and the payments are like 20 a month on both.  I will have them paid off very soon, and of course the house which is 680 a month.   My debt to income ratio is around 15 percent or less, what I am paying out is not even close to half of what I bring in a month.    My credit score is low because of a crappy marriage and now I want to get his name off of it, so that we will have nothing together except our son.    PLease tell me I will be able to do this!! :)

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Posted by jedwan - April 27, 2010 at 9:23 pm

Categories: General Credit   Tags: , , , , , , , ,

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