Credit Inform…offered by Capital One.
Is the credit score provided by Credit Inform a FAKO or FICO? The score is based on your Experian Report.
Categories: General Credit Tags: Credit, credit-inform, experian, fako, fako-or-fico, fico, score-provided, the-credit
Portfolio Recovery Goodwill Success!
Thank you to all the members who helped me out, especially william23! I sent a couple goodwill emails out last week regarding collections account from Portfolio Recovery I had paid. I checked my TU report today and the collection is gone! Hazaa! Thanks again to everyone, there really is forgiveness out there in the credit world
Categories: General Credit Tags: collection, couple-goodwill, Credit, last-week, members, portfolio, portfolio-recovery, regarding-collections, the-credit
So if I pay a medical account that is with a CA, will it cause…
...the reporting period(the seven years) to start over? From what I've read, I say no. I have a couple of medical accounts that are with a CA
Categories: General Credit Tags: Credit, report, reporting, start-over, the-credit, the-seven, then-remain, wont-stay
freecreditreport.com
why do you guys call their score fakos? isnt it run by experian? isnt experian one of the credit bereaus?
Categories: General Credit Tags: Credit, isnt-experian, score, score-fakos, the-credit
Forwarding Dispute Results
Has anybody ever had any positive response from forwarding notices of corrections to people who pulled your credit?
Categories: General Credit Tags: copy-during, corrected-copy, Credit, credit reporting agency, dispute results, employment purposes, from-forwarding, job applicants, Lenders, past, report, six-months, the-credit, the-past, their-report
Credit Freezes
When I had credit freezes added to my profiles with all three bureaus I read about any exceptions. And one of them was credit monitoring.
Categories: General Credit Tags: allow-credit, bureaus-make, consumer, Credit, from-the-two, lawmakers, other-credit, our-lawmakers, profiles, the-consumer, the-credit
Short Credit History
One of the negative indicators listed on my credit reports is that I have a short credit history. 12 years, 9 months. I'm 31 y/o. Couldn't really have a longer credit history at this point in my life. lol. Just tought it was a little funny that as long as I've been allowed to have credit, I have had credit. Oh the joy if the credit game!
Categories: General Credit Tags: been-allowed, Credit, credit-reports, little-funny, longer-credit, negative, point, short-credit, the-credit, the-joy, the-negative
Disappearing Tradelines: What is Happening?
In the past I had a signature loan from both Alliant and PenFed that were supposed to report to the credit bureaus. All during the term of the loan and even now 3 months after payment in full, the loans have yet to appear on any credit report. Both credit unions say they submitted to data to the CRAs and used my proper name and other data. Can this indicate a split file? Should I be worried? Should I even care? Solutions
Categories: General Credit Tags: Credit, credit-unions, data, during-the-term, Loan, loans, proper-name, signature-loan, solutions, term, the-credit
Disappearing Tradelines: What is Happeni
In the past I had a signature loan from both Alliant and PenFed that were supposed to report to the credit bureaus. All during the term of the loan and even now 3 months after payment in full, the loans have yet to appear on any credit report. Both credit unions say they submitted to data to the CRAs and used my proper name and other data. Can this indicate a split file? Should I be worried? Should I even care? Solutions
Categories: General Credit Tags: cras, Credit, credit-bureaus, credit-report, credit-unions, data, during-the-term, Loan, loans, past, penfed, proper-name, signature-loan, solutions, split-file, term, the-credit, tradelines
Why are Insurance Co’s always softing my credit reports?
If insurance companies can only see my name, address, and FICO score, what correlation, if any, exists between my FICO score and an insurance score? I could understand that if , they were able to see my full report, they would be able to offer property, auto, and life coverage by knowing my income & property holdings