mortgage loan, very good credit but no income verification proof?
looking to get home loan, my relative has both excellent credit score of 790 and has income of about $ 2100 monthly and my relative has documents like pay checks and tax return documents to prove his income. I myself too have very good credit score of 756 and I do a self job and can’t prove my income as I don’t have any documentations to prove income.
Will that be a problem to us for getting approved for a loan amount of about $ 250k?
I am going to file tax return very soon so I can prove my imcome to home loan lender.
Will we both be subject to income verification despite the very good credit score?
What do we need for approval process? documentations?
Thanks
Categories: Mortgage Tags: checks, documentations, excellent credit score, home loan lender, income verification, job, mortgage-loan, proof, return documents, tax-return
CPA Goofed ACH Payment to NYS Dept of Tax and Finance!
(I apologize in advance for the length of my post) My cpa filed our married filing jointly New York State tax return last Saturday afternoon using a software called Greattax Pro. While she was filling out our taxes, she asked us if we would like to make a payment towards our tax liability. We agreed to make a partial payment of $800 towards our $2650 tax bill and gave her permission to make an ACH debit (online payment from my checking account).
Categories: Mortgage Tags: Credit, embarrassment, entire, Finance, Money, Payment, return, tax, tax-return, taxes, user
Default Divorce – Wife left with Child out of USA
I got married to a South American in Sept 2000 in USA, we have a daughter born in 2001. We then had some troubles and lived apart in Sept 2005.
Categories: Mortgage Tags: abandoning, Country, daughter, default-divorce, divorce, marriage, months-the-left, Phoenix, Summer, tax-return, TIME, usa, work
how many ways can i repay her for the lies?
i married a woman i found out was cheating on me already she has two social security numbers and two last names so she married me with her new name and social and never wanted anything more than money while i was in the military which i mainly married her to take care of her and our son...i tried to go about the route of getting divorced without a lawyer but ive been ignored on this because i found out that she married the other man with her original name and social and has tried to erase knowledge of the social security number she married me under...she is a bigamist but i cant prove it, i know now that i claim her as my wife on my tax return but she files a completely different tax return for herself, dont know how to proceed being that divorce is new to me...im in florida and i need a new york lawyer apparently, i really want peace of mind
Categories: Mortgage Tags: erase-knowledge, military, original-name, proceed-being, security-number, social, social-security, tax-return, wife
Pay off high interest card or save
Currently im debatting with myself as to what i should do with left over cash from tax return. i can pay off a credit card with a rate of nearly 24% apr while still keeping a partial of the return left over to help create a emergency fund.
Categories: General Credit Tags: apr-while, cash-tucked, credit-card, currently-dont, debt, emergency fund, emergency situations, fund, help-create, high-interest, interest-card, remaining, still-keeping, tax-return, the-remaining
"Approved" at Higher Rent, Disputed Then "Credit Not Good Enough" = Unapproved
I went to see a handful of apartments with Manhattan Apartments, a real estate agency based in New York City. Of them I saw an apartment on 43rd and 9th avenue I loved.
Categories: Mortgage Tags: Apartment, apartment rent, apartments, application, Credit, father, fee apartment, first security, guarantor, landlord, landlord-tenant, Manager, manhattan apartments, paystubs, real-estate, realtor, rent, roommate, tax-return, Voicemail
Help with Oklahoma child support amount.
My wife finally filed for our divorce. I let her do it since it seemed so important to her to file. We are using the income tax return to pay for the divorce.
Categories: Mortgage Tags: army national guard, cashing-the-tax, child support amount, child-support, Court, court-records, divorce, gas stations, income tax return, paperwork, read-the-forms, receive-checks, request changes, tax-return, unemployment, walmart, working-at-age
Tax intercept question
The Non custodial parent's tax return was just intercepted. He has remarried and has one child with his new wife.
Categories: Mortgage Tags: ammount, child, child-support, custodial parent, from-having, since-the-new, tax intercept, tax question, tax-return, the-ammount, the-entire, Year
Categories: Mortgage Tags: alimony, support, arrears, case, case worker, checking-acct, child support tables, child-support, children, cs office, daughter, finding a job, good relationship, half-the-time, irs, Kids, legal-custody, Money, review-the-case, tax-return, TIME, Winter
Want to use tax return to pay down back payments on home loan
I am in the process of filling out the bankruptcy forms. I will be doing this with no attorney. I have a question regarding filing my tax return.
Categories: Mortgage Tags: back-payments, bankruptcy, bankruptcy forms, chapter 7, classes-before, entire, entire-return, home-loan, preferential treatment, process, return-before, school-loan, she-withdrew, tax payments, tax-return