Categories: Mortgage Tags: attention, daughter, developed-quite, failing-health, friends-father, general - misc topics, life-insurance, lost-everything, million-dollars, Mortgage, started-going, stocks, TIME, wife, women
Trust beneficiary taxes
My brothers and I cannot seem to get straight answers from the trustee executor of my mother's estate. One brother lives in Ohio, my other brother and I live in Missouri
Categories: Mortgage Tags: brother-lives, cash-instead, estate-lawyer, estate-taxes, from-the-trust, get-straight, house, other-brother, stocks, tax, the-trustee, these-inherited, trustee, trustee-bank
Partnership
Aziz, Jamal and Baba are brothers. They are partners and registered co-owners of the Baju Fashion
Categories: Mortgage Tags: answer, baba, baju, baju fashion, been-satisfied, Brothers, company ltd, fashion, fashion-star, goods-exceeding, Invoice, jamal, ordered-stocks, oversight, partnership, profits, Quality, singapore, stocks, stocks-ordered, tailorshop, want-the-answer
Went on Citi Banks website to pay off credit card unknowingly signed up for paperless statements
We have been really trying to bring up our credit score. We cashed in stocks to pay off our credit cards. Called each bank for payoff amount. No problems except that Citi Bank gave me a figure and would only allow me to pay off the card on line or by mail. So, I went online, paid the amount that the rep. gave me and that the online info. gave me. Three months later I go through my "junk" email account to delete only to find out that Citi Bank said my account was overdue. I called and they said I still owed $20 or so from interest, when I told him that I haven't received any statements, that is when he informed me that I signed up for paperless statements. I would have never intentionally signed up for that, for I keep every statement for record keeping. I now have a 90 late on my credit. He took off all the late charges, I asked for a repair on my credit report-they denied me. I am so upset about this, do I have any rights? I just want that taken off my credit
Categories: General Credit Tags: account, Banks, card-on-line, citi bank, Credit, credit-card, credit-cards, credit-report, credit-score, from-interest, junk email, late-charges, mail, months-later, online, our-credit, problems-except, really-trying, stocks, three-months
Very interesting footnotes about credit models from a data mining textbook
My work, research and development for a pharmaceutical company, consists mostly of data mining. I began studying credit scoring and hanging around this board primarily out of intellectual curiousity about how similar data mining tools are used in a very different domain. Well, a textbook I'm currently reading for my work, Handbook of Statistical Analysis and Data Mining Applications , makes some very interesting points about credit modeling. Anybody who is familiar with how academic authors think knows you should read every footnote, because some of the best stuff is buried in those footnotes (and I'm the sort of detail-oriented person who always reads the fine print). In this book I found two nifty footnotes about credit models: 1. After briefly summarizing the current financial disaster as "second only to the Great Depression with accompanying multiples of previously normal volatility," the authors remark, "If a model can't weather such a change, it should at least signal 'don't know'" when it sees input data completely unlike what it was designed to handle.
Categories: General Credit Tags: academic authors, Book, credit models, data mining tools, flesh wound, intellectual curiousity, keep-on-trying, make-the-most, message-edited, middle category, mining, monty python character, monty-python, napoleonic, nifty-footnotes, obsessive attention, quality message, reads-the-fine, should-at-least, stocks, times-as-much, triage system, work