How can unmarried people report home mortgage interest paid jointly?
The owners of a house in common with another person. We are not married. We are both named on the mortgage and we pay the mortgage on a joint account control, which both contribute to and use of various other purposes. We can divide the deduction of mortgage interest us, but we want as long as you add our two returns on the total we paid with the bank? Or do not you use some kind of formula? As the report of the Bank that the interest paid to the IRS?
Categories: Mortgage Tags: Home, home mortgage interest, interest, irs, jointly, Mortgage, paid, People, report, unmarried
Mortgage incorrect- so confused.
I need some advice please. I was recentlly divorced last July.
Categories: General Credit Tags: contract, Credit, days-late, hence-the-short, payments, realtor, report, short, since-the-short, year-on-left
Myfico vs Trans & EQ inquries discrepancy..
So today i checked myifco trans and equifax reports from this site. It shows i have 9 inquries from Trans and 4 from EQ,but here is the weird thing i pulled my report from Trans website it says i got 21 inquiries(hard pulls) and also From Equifax it shows (14 hard pulls) ...how is that possible?
Categories: General Credit Tags: checked-myifco, equifax, equifax-it-shows, equifax-reports, hard-pulls, Missing Something, report, the-weird, trans, website-it-says, weird
reopening a closed jc penney account
I have a 20 year old Jc penney account that I requested closed. It will fall off my report in 6 months and now that i understand AAofA I wish I had never closed it
Categories: General Credit Tags: acount, Important, jc penney, old-number, penney-account, report, somehow-keep, the-acount, tradeline, year-old
Are multiple accts with zero balances a negative?
Or is it only accounts with a balance. I'm referring specifically to student loan accounts. I have about 9 sallie mae "accounts" with a balance, as each student loan I took out from them shows up as a separate account (on their website and on my credit report). One of the negatives on my report was having too many accounts with balances. If I get a bank to buy these loans (they have high interest rates and with my improved credit score, I could get a better rate), will that improve my score, due to effectively eliminating 8 accounts with balances? Thanks!
Categories: General Credit Tags: Credit, credit-report, each-student, having-too, high-interest, improved, improved-credit, only-accounts, report, student-loan, their-website
major credit karma error
So this morning I updated my report on credit karma just for the sake of checking to see the effect of a new card I just opened. So the update showed a significant BOOST in my score because it reported the average age of accounts as 11 years! I have 4 tradelines...
Categories: General Credit Tags: average, credit-karma, Morning, oldest, primary, primary-cms, report, sake, score, score-because, the-oldest, the-update, update
EQ score
While on the phone with an EQ rep today, she was trying to pitch me their 3-1 service. She asked why I was looking at my report and where I got it from.
Categories: General Credit Tags: fako, fico, lenders-don, rep-today, report, saying-lenders, scoring, scoring-model, she-said, the-phone
Please help – falsely accused of loaded gun in car & not read rights – maryland
Please help - too afraid to write all details - sister was pulled over for stupid reason (don't want to write) - she was on bad street in nice car on her way somewhere. Officer asked if she had any guns or drugs. She said no drugs, but there is probably gun that is her husband's (he is hunter) and there ispermit and gun is legal.
Categories: Mortgage Tags: because-seat, guns-or-drugs, innocence, little-faith, report, rights, searched-car, the-original
So if I pay a medical account that is with a CA, will it cause…
...the reporting period(the seven years) to start over? From what I've read, I say no. I have a couple of medical accounts that are with a CA
Categories: General Credit Tags: Credit, report, reporting, start-over, the-credit, the-seven, then-remain, wont-stay
Amex reporting – Should I be worried
I have a first time scenario and am curious as to whether I should pursue it or if it is even wrong in the first place. DH opened a new Amex 12/2010, he got me a card (extra points plus well....I wanted it). Account suddenly reported on my credit 3 months later. Now, more facts: - Account Holder infor on my report says: Authorized User - Account opened date says: 12/200 3 (wrong) - I happened to have applied for my own account at the end of March but was denied - The inquiry shows and the account appeared on my report after that -There haven't been any changes to my score Should I just leave it alone or should I be concerned? I am thinking the age on the account based on the referenced open date and the good status would help.?
Categories: General Credit Tags: account, account-holder, authorized, Credit, extra-points, good-status, inquiry-shows, referenced, report, should-pursue, the-referenced