Categories: General Credit Tags: Product, product-uses, quarterly, quarterly-monitoring, question
What are the chances of Equifax fixing a mistake on the credit report?
So i got my quarterly MyFico report, and I saw that my score jumped up. So I decided to pay extra and file for equifax report. After getting my equifax score I noticed that it was lower and that it showed "1" Collection. That threw me since for the past few years I have been watching my bills like a hawk. So I look at the Collection reported by Equifax and it's currently has been in Collection since March of 2010. The report of first deliquancy was April of 2009, the date assigned (to I assume the collection agency) was 12/2009. But it's for an amount I can't recall ($2500.00) and for a doctor I never had. Besides I have health insurance so that bill is sky high in the first place. Then I check my Transunion (the one I initally pulled) and that deliquancy is not reported there (only Equifax has it).
Categories: General Credit Tags: collection, credit-score, deliquancy, equifax, honest-mistake, initally-pulled, innocent-since, quarterly, Questions, TIME
401K deposited into wrong account
In 2005 I left my company and transferred my 401K over to Smith Barney. I was young and didn't really keep up with it until this past summer when I was buying a house. I remembered that I had placed it with them and called to get a statement.
Categories: Mortgage Tags: 401k, account, banking, securities, funds, losing-interest, Money, paperwork, quarterly, Smith, smith-barney, told-the-money
wich credit monitory / credit watch product do you like best?
Hey Everybody: I'm curious to know what product you all think is the best as a low cost, over all tool for credit monitoring. I have purchased plain FICO reports, and Suze Orman FICO reports, and watched the videos about each product and I have a pretty good idea about what I need to be doing to improve my score. And, From what I can see I think the quarterly credit monitory gives the most bang for your buck. but I'm wondering if anybody might have a different perspective
Categories: General Credit Tags: buck, credit-monitoring, different perspective, gives-the-most, Hey, monitory-gives, pretty-good, quarterly, quarterly-credit, score, suze orman, the-videos, tool, Videos