BB&T Bank
BB&T --- I can NOT believe that they allowed a person to open an account!!! That person has royally screwed several other local banks. There are 5 public records - no make that 6 - her landlord sued and won in court in Dec 09. So, 6 judgements (mostly unpaid), bounced checks galore, collections - 26 accounts and counting...and they let this person open a bank account???
Categories: General Credit Tags: Bank, bank-account, bounced-checks, her-landlord, landlord, mostly-unpaid, Person, public-records, royally-screwed
Authority of hoa regarding rental units
I live in California and own a condo in Seattle where my daughter has been living while attending college. She is moving out, and we will now be renting the unit to a friend of our daughter's who we have known for 8 years. The HOA says we must provide a screening report consisting of the following: a consumer credit report, an employment record for the last 2 years, rental history for the last 2 years, and a check of public records for criminal convictions, bankruptcy, and unlawful detainer actions
Categories: Mortgage Tags: california, consumer-credit, know-the-reason, public-records, reason, rental-history, renter, the-following
Choosing the right lawyer?
Is there a site where I can research lawyers and their histories? I would like to know the status with the bar, and complaints, reviews, or even cases that they've worked on.
Categories: Mortgage Tags: end, even-cases, histories, know-the-status, public-records, the-bar, their-histories
Credit repair starting place
Well, I am MOSTLY posting my information here so that I do not MESS UP my credit score worse than where I am at now. The goal is to improve score, clean-up any old issues that are bogus, remove unauthorized inquiries, and challenge a few errors on bigger issues. CURRENT STATUS: EXPERIAN: 573 EQUIFAX: 544 TRANSUNION: 563 -Inquiries: up to 21 on record (hard pulls) - many are unauthorized as someone transferred my name to a credit pool for a car loan last year
Categories: General Credit Tags: bankruptcy, car-loan, case, collection, credit pool, credit-repair, credit-score, current-status, from-the-trash, Insurance, judgement, paid-as-agreed, pretty-straight, public-records, remove-or-even, send-the-full, situation, unauthorized inquiries
Requesting Public Records – Court Documents
I live in NYC and recently sent a letter to the clerk of the court asking for documentation for my public record, a paid judgment.
Categories: General Credit Tags: agreement, all-considering, clerk of the court, Correct, court-documents, documentation, judgment, Marketing, notified-as-per, nyag, nyc, public-record, public-records, TIME
1 CR down, 2 to go…
Finally got my Experian Credit Report Spotless. Equifax should be done in a few days and TU the first of March. Date Score February 02/21/2010 770 01/20/2010 747 01/17/2010 744 1. You have paid your bills on time You have paid your bills on time and currently do not have any overdue accounts or derogatory information, such as a collection, charge-off, or bankruptcy, on your report. 2. You have a low balance-to-limit ratio You have a good cushion of available credit between your current balance and your credit limits on all open trades
Categories: General Credit Tags: american express, bills, bills-on-time, Credit, credit risk, credit-cards, credit-score, discover american express, equifax, experian, experian credit report, experian-credit, financial experience, negative factors, open trades, overdue accounts, positive-impact, public-records, report, your-credit
credit rating impact on small claims judgment
Hi – I just received a New York City Small-Claims (counter-claim) judgment against me for ~$40 dollars. I now understand that it can go on my credit report under the “public records” section even if it is paid in full
Categories: Mortgage Tags: blight, claimant, claims judgment, Credit, credit implications, credit-rating, credit-report, fractions, interest-rate, mean-additional, Mortgage, public records section, public-records, record, section-even, several thousand dollars, small claims, small-dollars, Thanks In Advance, the-claimant