Posts tagged "possibly-get"

Fundraising company breaking multiple laws…reward?

First, off I apologize for the forum I am posting in, if its the wrong forum, please move it for me, thanks.. I worked for a fundraising company where they telemarket people into making donations for police and fireman groups which they had contracts with.

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Need lowdown on canceling credit cards

Hi, my name is Lynn.  Over the past 15 years, I have accumulated 7 credit cards, most of which I do not need.  I've posted about this subject before and I usually get conflicting answers from people.  My car insurance will not give me a lower rate because I have too many credit cards- I have AAA Michigan.  First, are there any car insurance companies out there that don't care how many credit cards you own?  And second, I want to cancel 3 of the cards I don't use- one's for Midas, The Gap, and an Exxon/ Mobil gas card.  I've cut all three of those up and haven't used them in ages.  Most people tell me not to cancel, but now that there is new credit card legislation thanks to our President-can I cancel a card without a penalty to my FICO SCORE????  My score is 743.  I have never been in debt so far but I did make one late payment that was beyond my control, I was in the hospital and noone could help me with it.  Is there any way I can write an explanation on my report of why it was late or possibly get it erased without resorting to a law firm to go through all the red tape for me, as I can't afford to do that?  I know I'm asking some tough questions, however, I really need to hear some sound ideas and beliefs about how I can improve this situation without jeopardizing my score.  Please respond, especially if you've gone through something similar to this and it turned out all right.  Thank you very much!!!!

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Expected punishment for grand larceny

I currently live in NY and have charges against me for Grand larceny in the third degree and altering buisness records. I am 25yrs old and have a clean record.

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