Posts tagged "People"

What caused the home mortgage rates to sky rocket, causing people being unable to pay their monthly mortgages?


The recession was caused by people who are unable to repay their loans because home mortgage rates are too high? “The banks do not receive money from their original owners, triggering a credit crisis, and were able to lend money to large corporations companies.This, then had to cut some expenses and have started to lay off milliers.Donc, causing mortgage rates to rise so high, who started this financial mess in the first place?

11 comments - What do you think?
Posted by jedwan - December 11, 2011 at 5:38 pm

Categories: Mortgage   Tags: , , , , , , , , , , , , , , , , , , , ,

How can unmarried people report home mortgage interest paid jointly?


The owners of a house in common with another person. We are not married. We are both named on the mortgage and we pay the mortgage on a joint account control, which both contribute to and use of various other purposes. We can divide the deduction of mortgage interest us, but we want as long as you add our two returns on the total we paid with the bank? Or do not you use some kind of formula? As the report of the Bank that the interest paid to the IRS?

3 comments - What do you think?
Posted by jedwan - November 24, 2011 at 5:38 am

Categories: Mortgage   Tags: , , , , , , , , ,

What Happens When You Wash Your Hands When They Are Tired?

when i was small, my parents told me to never wash my hands when my hands were tired (video games, basketball, etc) or my hands will start shaking when im older. is this true or false? i heard thers this thing that most likely happens to people which causes them for their hands to shake and they cant control it, like old people

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Posted by jedwan - September 27, 2011 at 5:38 am

Categories: Nokia   Tags: , , , , , , , , , ,

where can i get a directory listing of loan/mortgage officers in a particular area?

i need a list with contact information in it such as phone numbers and/or email addresses
i don’t want just listings of mortgage companies, listings of people or individuals are more of what i’m looking for.
everyone is trying to tell me to look through the yellow pages. that will just give you a list of mortgage/loan companies as opposed to actual people and contact information.

3 comments - What do you think?
Posted by jedwan - May 18, 2011 at 10:52 am

Categories: Mortgage   Tags: , , , , , , , , ,

How is Ditech with their mortgage loans compaired to other companies?

I’m in the process of buying my first house. I live in Northern CA and have heard from a few people to go with Ditech for a mortgage loan but I am just a bit worried because it doesn’t seem like I would be able to sit down and talk to a real person. It seems most of it is done over the phone.

Has anyone had any good or bad experiences with them?

3 comments - What do you think?
Posted by jedwan -  at 8:27 am

Categories: Mortgage   Tags: , , , , , , , ,

Illinois is making new home buyers go to counseling before they can get a mortgage?

Is this a good idea or is this bad for corporate profits. Will the state teach people how not to take bad loans and give them the questions to ask.

6 comments - What do you think?
Posted by jedwan -  at 2:43 am

Categories: Mortgage   Tags: , , , , ,

Mortgages for people with low credit scores?

Need suggestions for reputable mortgage companies, loan companies, banks, who loan to people with low credit scores.

10 comments - What do you think?
Posted by jedwan - May 17, 2011 at 4:10 am

Categories: Mortgage   Tags: , , , , ,

How do I fix my credit and make sure my unpaid debt is taken off of my credit report?

I am getting sick of my bad credit ruining everything I try to do. At this point I am finally able to pay off my debt in order to fix this problem. I have heard stories of people paying off their debt but the company leaving them as unpaid on their credit report. I DONT want this to happen. How do I go about paying everything off while making sure it is taken off my credit report for good? How long does it take your score to change after you paid everything off?

4 comments - What do you think?
Posted by jedwan - May 16, 2011 at 5:28 am

Categories: General Credit   Tags: , , , , , , ,

How to you achieve a credit score if you never used a credit card?

How is bad credit and good credit determined, and given my situation, how do I make it better.
Please help because I’m thinking about giving a credit card a try since people owe hundreds and thousands of dollars on them, and somehow continue to be approved. Don’t get it.

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Posted by jedwan -  at 12:30 am

Categories: General Credit   Tags: , , , , ,

Would you consolidate your debt into this loan?

If your interest rate was about 1% higher than your current mortgage, but the loan has a debt repayment plan that gets you out of debt 10 years sooner and save you over $ 100k in total interest? Plus, you save about $ 200/month in debt payment and you can apply some of it toward the principal and invest the rest.

I just don’t get why some people would say no. Maybe its because it sounds too good to be true and they don’t believe it, even though everything is printed out and a loan amortization schedule is given. Oh well, some people are just ignorant to information or they have really been brainwashed that interest rate overrides all other important data.

3 comments - What do you think?
Posted by jedwan - May 15, 2011 at 11:41 am

Categories: Mortgage   Tags: , , , , , , , , ,

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