Posts tagged "paid-the-bill"

Who is responsible for utility bill caused by defective plumbling?

Hello, I rent a 3/2 in Georgia. When we moved in one of the toilets immediately started having problems. Soon (within 2 months) It stopped working completely.

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Posted by jedwan - December 30, 2010 at 6:16 am

Categories: Mortgage   Tags: , , , , , , , , ,

Challenged bill went to a collection ageny

My daughter (18) was informed that she was no longer covered by my insurance. She went to the hospital and since the hospital had my insurance on file, they used it.

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Posted by jedwan - December 15, 2010 at 8:06 pm

Categories: Mortgage   Tags: , , , , , , ,

Medical Collections

I have a collection acct from a medical company showing up on my Equifax credit report (not the other 2)   It JUST showed up in 2009!   Equifax TransUnion Experian   Reported Not Reported Not Reported Collector:  MEDICAL     Account Number:  D1747XXXX     Date Opened:  10/2005     Balance Date:  10/2009     Balance Amount:  $234     Date of Status:  10/2009     Status:  Closed   I HONESTLY believe I paid the bill...but I contacted the collection company and they say I have to have PROOF that I paid (cancelled checks)! This was from 2005..I don't have the cancelled checks...I guess I will contact my bank and see if I can go back that far??   The collection agency offered me a 25% discount to "settle", but it is my understanding that wont take it OFF my credit report, it will just show PAID?

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Posted by jedwan - August 28, 2010 at 2:10 pm

Categories: General Credit   Tags: , , , , , , , , , , , , , , , , , , , ,

Being denied utility service for an unpaid bill that has been paid.

My sister and niece are being forced to move by the sale of the house they are staying in.

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Posted by jedwan - June 23, 2010 at 7:40 pm

Categories: Mortgage   Tags: , , , , , , , , ,

Collection on credit report

I bought a home last year, which was contingent on my own house selling.  We had already moved out and setup utilities at the new house, but our buyer never qualified and the whole deal crumbled.  By the time I cancelled the electric service at the new house, the owners had racked up a $650 electric bill.  When I called to dispute the bill, the electric provider said that since it was in my name I had to pay the bill.  I did not think this was fair and sent the bill and a letter explaining the situation to the owners.  I never heard anything else about it until I checked my FICO score and it had tumbled to 654.  I had assumed that they paid the bill and had no idea that the bill was still outstanding.  When I had checked my score in March, it was 756, with no sign of a collection on the report.  I never received any collection notices or letters from the electric provider or the collection agency.  Needless to say, I will pay the bill, but is there a way to get the collection off my record?  I have always had decent credit and have a long history with no past dues.  It's a bummer that my credit has to be ruined due to a misunderstanding.  I filed a dispute with Transunion and their resolution was no change.  I am awaiting resolution from Equifax, but don't expect them to change anything.

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Posted by jedwan - June 18, 2010 at 4:30 pm

Categories: General Credit   Tags: , , , , , , ,

Need A help .Please Answer ASAP

Hello, I was sitting in bar and got drunk then ask by bouncer of bar to leave when I was ready to leave then bouncer ask me to sign the bill because I never drink all the drinks I denied to sign and only wanted to pay for the drink I had I ask the cops to help me getting my credit card and ID back cops told me either I have to sign or he will take me to Jail and denied to sign and I got locked up now I have trail in court regarding this matter(on 21June) Poloce office lock me and put the charges of "Theft of service" for $36 .

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Posted by jedwan - May 28, 2010 at 9:46 pm

Categories: Mortgage   Tags: , , , , , , , , , , ,

Who legally owns this email address?

I see that I posted this in the wrong section of this forum (in family law, general). Didn't know there was a whole section here just for this kind of question.

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Posted by jedwan - May 26, 2010 at 5:25 pm

Categories: Mortgage   Tags: , , , , , , , , , , ,

Gas Bill…..will they go to court?

Two years ago my parents purchased a house under my name. We never lived in the home. It was fixed and sold for profit a year later (march of 2009)

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Posted by jedwan - March 15, 2010 at 4:44 pm

Categories: Mortgage   Tags: , , , , , , , , , , , , , , , , , ,

Very Basic HIPAA question

Just want to make sure that I am understanding the HIPAA correctly...if you have already had the bill go to collections, and you paid the bill through the CA, then this process will not work, correct? And if this is the case, once it is a paid collection on your report, then there is really nothing you can do other than the normal dispute methods?

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Posted by jedwan - March 12, 2010 at 4:38 pm

Categories: General Credit   Tags: , , , , , , , , , , , , , ,

Mobile home moved without notification

I have a mobile home that was set up for 31 years on land my father told me to use as it was part of my and sister's future inheritance.

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Posted by jedwan - February 7, 2010 at 6:36 pm

Categories: Mortgage   Tags: , , , , , , , , , , , , , , , , , , ,