Need advise trying to gain full custody
Hi I am seeking full custody of my two children they are ages 16 and 14, we have a current joint custody order in place since 1999, but their father has not played an active role in their lives. He does no call, does not pay ordered child support, and frankly doesnt care. When I called him to tell him that I was going to file for full custody he said fine but I will fight you.
Categories: Mortgage Tags: biological, child-support, children, children-since, childrens, daughter-which, father, financial-means, grandmother, her-grandmother, Kids, oldest, support-or-play
major credit karma error
So this morning I updated my report on credit karma just for the sake of checking to see the effect of a new card I just opened. So the update showed a significant BOOST in my score because it reported the average age of accounts as 11 years! I have 4 tradelines...
Categories: General Credit Tags: average, credit-karma, Morning, oldest, primary, primary-cms, report, sake, score, score-because, the-oldest, the-update, update
Equifax Tip for Closing Account
I've been reading on here that even closed accounts are factored into AAoA. However, I saw a tip on Equifax that says if you're going to close an account, not to close the oldest account because it will decrease the AAoA
Categories: General Credit Tags: aaoa, been-reading, close account, equifax, even-closed, most-recent, oldest, oldest-account, score, will-decrease
Obtaining custody of a child not related to me
I know a girl that is 13 years old and she keeps asking me to adopt her. How do i go about getting custody/guardianship of her? What are the requirements
Categories: Mortgage Tags: biological, children, Current, husbands, looks-depressed, oldest, only-problem, question-gets, Requirements, three-children, youngest-girl
Old Credit Cards with New Annual Membership Fees
I have been trying to improve my credits for years now but two of my oldest credit cards namely capital one and Merrick bank both opened in 2004 are now charging me an annual membership fee of about 79 dollars yearly. The credit limit on both cards is inconveniently small and the interest rate in the 20% range.
Categories: General Credit Tags: both-cards, credit-history, credits, Kids, membership, oldest, oldest-credit, the-membership, total-credit
Oldest possible Credit Line
What is the oldest possible credit line that is still being reported? Theoretically, if FICO scoring started in the 80's could anyone have a credit line reporting a date prior to 1981? Just curious ETA: found this interesting link here on MY FICO
Categories: General Credit Tags: eta, fico, interesting, oldest, possible-credit, scoring-started, still-being, the-oldest
I am so sad right now…
There is absolutely nothing I can do to boost my FICO score :( I am being dinged for Length of History / AAoA. Below is my profile: 3.3yrs Oldest Account 1.8yrs AAoA, which is rounded down to 1. ( Will be 1.7 once new Amex reports ) Overall utilization 2% Highest Individuel Utilization 6% 3 Account reporting a balance ( have a total of 13 accounts ) Mix of credit is good ( 1 mortgage open, 1 auto loan open, credit and store cards open ) 1 Inquiry reporting on Equifax in last 12 months 0 Inquiry reporting on Tranunion in last 12 months All I can do is let everything age... Anyone want to add me as an AU on their Amex that was opened in 1990? :smileyvery-happy:
Categories: General Credit Tags: account, amex, equifax, fico, history, individuel, inquiry, Length, let-everything, mortgage-open, oldest, oldest-account, profile, rounded-down, tranunion
Rent suddenly reported as installment loan.
When I checked my credit for the first time this year today, I noticed that our management started reporting my rental agreement as an installment loan. I suddenly have a big outstanding balance, oh joy. Then I noticed that they actually report it as my oldest trade line, which is nearly one year older than my oldest credit card.
Categories: General Credit Tags: big-outstanding, Credit, helps-quite, Management, moment, oldest, oldest-credit, oldest-trade, otherwise-puny, rental, Year
I need advice,ASAP
I let my oldest daughter stay with aunt while I got on my feet.Well it took longer then I thought and she started school.So I was going to let her finish the school year but things aren't working out.
Categories: Mortgage Tags: cause-the-aunt, Country, daughter, daughter-called, daughter-won, family-member, oldest, oldest-daughter, sheriff, well-it-took
How long do "good accounts" stay on CR?
Hi...On my EQ report, I have a USAG loan from college, dated 1987. It was an installment loan, but changed hands a few times, ending with Sallie Mae, I believe
Categories: General Credit Tags: accounts-drop, believe-it-shows, few-times, oldest, oldest-account, paid-as-agreed, sallie, usag