Posts tagged "Normal"

estate closing and release agreement issue

Executor will not send bonds owed to me from an estate (everyone else in family got theirs 2 years ago). She wants me to sign a release estate agreement (which all benefactors received) now before sending the bonds.

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Posted by jedwan - March 20, 2011 at 2:38 am

Categories: Mortgage   Tags: , , , , , , , ,

Previous employer attempting to revoke Unemployment Benefits

Good evening! This is kind of a yarn, so bear with me. I've never posted here before, or even thought about looking for legal help online, but I'm really at a loss and am not quite sure where else to go

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Posted by jedwan - March 17, 2011 at 1:15 am

Categories: Mortgage   Tags: , , , , , , , , ,

New Credit Card, same utilization percentage?

Hi Kids,   I signed up for a Capital One card, with $1000 credit limit.  When it reported, I had $70 on it, and still had the same 65%(yes, i'm paying that down as soon as I can!)  Is this normal?   Thanks!   JR    

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Posted by jedwan - October 27, 2010 at 4:47 pm

Categories: General Credit   Tags: , ,

rights of leasee on proof of triple net expenses

I have a commercial triple net lease and my landlord provides me with a typed list of the operating expenses.

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Posted by jedwan - June 26, 2010 at 2:44 pm

Categories: Mortgage   Tags: , , , , , , , , , ,

Mortgage account on report not current… what to do?

I just ran "hubby's" credit report.  His prior rental home went through foreclosure -- notice in July 2009, sherrif's sale in September 2009 and listed as owned by Countrywide in November 2009 (after fighting with them for 2 years to actually start the foreclosure process -- grr).  Anyway, the credit report still lists the mortgage as past due with nothing in the report referring to the foreclosure.  Is this normal?  Is there an issue we need to attend to in order to get his credit reported correctly?  We're trying to get our ducks in a row so as soon as the foreclosure timeperiod is over I can get him on the mortgage for the property we're looking at owning (his score is a 612).

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Posted by jedwan - May 7, 2010 at 1:44 pm

Categories: General Credit   Tags: , , , , , , , , , , , ,

Not filing response to divorce decree

Is this normal?

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Posted by jedwan - April 21, 2010 at 2:05 pm

Categories: Mortgage   Tags: , , , , , , ,

Question about inquiries?

I was just curious if inquiries drop off earlier than 2 years? For instance: I use the CreditCheck Monitoring (3in1) from usaa and looked over my report pulled from 02/10/2010.  I had 6 inquiries that were just over a year old and 4 that were about 6 months old.  When I pulled my report today, it only shows that I have 1 inquiry on my report.  Is this normal?

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Posted by jedwan - April 14, 2010 at 12:56 pm

Categories: General Credit   Tags: , , , , , , , , ,

Collection Agency Inquires

 Does a YC inquiry impact your score?  If so, is there a weight difference between a YC inquiry and other industry inquiries?    Does a YC inquiry fall into 2 categories - the normal inquiry impact and the impact because a collection department/company is accessing?

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Posted by jedwan - April 13, 2010 at 5:51 pm

Categories: General Credit   Tags: , , , , , , , , , ,

Very Basic HIPAA question

Just want to make sure that I am understanding the HIPAA correctly...if you have already had the bill go to collections, and you paid the bill through the CA, then this process will not work, correct? And if this is the case, once it is a paid collection on your report, then there is really nothing you can do other than the normal dispute methods?

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Posted by jedwan - March 12, 2010 at 4:38 pm

Categories: General Credit   Tags: , , , , , , , , , , , , , ,

Write up

My husband was wrote up 21 days after his boss has already talked with him about the matter in question.

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Posted by jedwan - February 23, 2010 at 12:40 pm

Categories: Mortgage   Tags: , , , , , , , , , , , , ,

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