credit card threats to sue/judgement
my widowed mother, 70 years old has made bad choices with her finances since her husband passed. its been 8 years, she has mortgaged the house to the max, maxxed out all credit cards, spent her savings, all but maybe $4500 worth. problem: chase bank credit card sent a letter saying they will sue her and put a judgement against her if she dont respond within 10 days.
Categories: Mortgage Tags: credit-card, file-bankruptcy, finances, house, Mortgage, respond-within, Savings, whats-the-best, widowed, widowed-mother
Please HELP – Bank of America Setoff and Hardships
Hi all, New to the forums and I'm liking what I see from the community here. I have a serious problem and have been racking my brain searching online and haven't had much luck
Categories: Mortgage Tags: account, america, california, checking, consumer, Credit, credit-card, forums, Income, legal, Money, Mortgage, rent
Can voice mail EVER be used as proper notice for rent increase?
Hello All, I will try to make this short and simple without leaving important details out. We were on a 1yr lease that ended March 31, 2010. The owner/landlord of our TownHome decided that he did not want to sign a new lease at the time because he was trying to modify his mortgage and was having troubles doing so, because the house was now being used as an "income property".
Categories: Mortgage Tags: cheaper, foreclosure, house, landlord, landlord-tenant, Loan, month, Mortgage, rent, saved-the-house, the-foreclosure, TIME, voice
Short Sale
We have been trying to get a modification on our mortgage for 2 years now, finally they are telling us they don't think they can help us.
Categories: Mortgage Tags: his-name, husband-buy, load, Loan, Mortgage, our-mortgage, Property, short-sale, the-property, years-now
DTPA, Mortgage Fraud, Title Fraud
Greetings, My first post, I hope I am in the right place. We are First time home buyers that were deceived by sellers of the home, through not disclosing many things honestly. We did everything as we were supposed to do, inspections etc
Categories: Mortgage Tags: construction, consumer, fbi, fraud-as-well, general - real estate, mainly-because, Mortgage, really-confused, TIME, title-fraud
Advice on boosting FICO Score – Equifax score is 404!
I got married in September 2009 and my husband and I never discussed our financial situations.
Categories: General Credit Tags: accounts-listed, bill-on-time, collection, Credit, credit-score, Financial, judgements, Mortgage, never-discussed, secured-credit, student-loans, the-collection, the-judgements
Bank of America is partially posting mortgage payments
I have been talking to two credit agencies trying to get on the Make Home Affordable plan. Both said I qualify
Categories: Mortgage Tags: account-looks, Affordable, agencies-trying, america, banking, securities, Credit, letter-saying, Mortgage, never-informed
Mortgage fraud/ Predatory lending
Hi, I am not sure how to define this mortgage/lending issue, but here goes... We have a mortgage that recently more than doubled to more than we can afford
Categories: Mortgage Tags: bank-statement, Broker, california, more-financial, mortagage, Mortgage, mortgage-broker, seemed-strange
Self Directed Disability Trust – Commercial Property Involved
Self Directed Disability Trust – Commercial Property Involved I have a 7 family apartment house where tenants make their rent checks out to my name.
Categories: Mortgage Tags: Apartment, apartments, been-supporting, house, make-the-rent, Money, Mortgage, move-the-house, rent, smith-trust, trust
Homless now because of Mortgage company, what can I do?
Mortgage Company/Loan Broker told us that if we sold our house it would give us the right money to debt ratio and they would approve us. So we did, they approved us, closing day came around and they took the loan away.
Categories: Mortgage Tags: Broker, closing-day, debt-ratio, general - real estate, Loan, Mortgage, the-right, wife