Categories: General Credit Tags: another-thread, lender-pulls, lowest, other-poster, points-higher, scores, scores-over, take-the-mid, the-lowest, thread
98 Point difference between two bureaus – wow
I recently had my credit pulled by a car dealer - no idea if the scores were FICO or not, though the EQ seems like a FICO score. They pulled 608 from EQ. I wasn't shocked by this, as EQ has always hated me, and been my lowest score
Categories: General Credit Tags: Credit, credit-report, fine-toothed, highest, huge-disparity, lowest, much-happier, process, recently-had, scores, the-meantime
Borrow Against 401(k) or Credit Card
I'm looking into buying my first house in a couple months, problem is my scores (740-720) are right on the cusp of what my lender would consider for the lowest rates. So I'm exploring ways to quickly boost the scores 10-30 points.
Categories: General Credit Tags: couple-months, credit-card, exploring-ways, lowest, quickly-boost, quickly-repay, revolving-debt, scores, Summer
Does AT&T Wireless pull Experian?
I know it's not a credit card question, but I didn't know where to post it. I wanted to get cell service with AT &T, but my experian is my lowest score (hovering around 600).
Categories: General Credit Tags: credit-card, experian, get-cell, lowest, lowest-score
Help me, collection is 6 years old+, what should I do?
I have a $3,100 collection on my account. On myfico report it shows it was opened Jun, 2004 - date of last activity shows as Sep, 2003. I believe this was from a old credit card.
Categories: General Credit Tags: 100-collection, 6 years, account, after-the-date, collection, Credit, credit-card, credit-report, date-opened, last-activity, lowest, myfico-report
27 Points
Just checked my EQ. 652 to 679 I gained 27 points by reporting 1 CC w/ a zero balance. Also, I have Macy's and it did not affect my util
Categories: General Credit Tags: lowest, util
refi
We started the process of refi in Jan, today we were just told that they are going with the lowest of the 3 appraisals.
Categories: Mortgage Tags: appraisals-done, appraiser-had, from-the-person, lowest, not-come, Person, refi, the-lowest, the-person
Difference from myfico.com score and applying for auto loan at credit union
I have been a customer of myfico.com for about a year. i have seen my credit score raise dramatically and was really happy when it jumped from 474 to 688 in a year
Categories: General Credit Tags: auto credit, auto union, auto-loan, Correct, Credit, credit-score, credit-union, high-interest, lowest, really-happy, score, score-at-633, suprised, true, true credit, true-score
Inquiries on Credit score
How many points does a single inquiry cost to your fico score? I have 14 on Trans Union, but 6 on Experian and Equifax
Categories: General Credit Tags: credit-score, equifax, experian, fico, fico-score, inquiries, inquiry-cost, lowest, the-lowest, trans, trans-union, your-fico
2 Hard Inquiries from S. finance on same day! Help…
Security Finance pulled 2 hard inquiries on the same day. Both are dated 11-09-09. I think they are mad because I owe them like $400 so they did this to get my attention. Is there anything I can do about this.
Categories: General Credit Tags: attention, discussion forum, fallen-off-due, Finance, finance help, Important, important-thing, inquiries, Issues, lowest, point-at-499, rebuild-credit, security finance, Thanks In Advance