Posts tagged "longest"

Water Heater Issues

Okay so the issue here is the water heater in our apartment broke about a month ago.

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Posted by jedwan - April 21, 2011 at 1:14 am

Categories: Mortgage   Tags: , , , , , , , , , ,

Transferring Credit Line (NOT a balance transfer)

I've looked all over the internet for information on this topic and have come up pretty empty handed. I currently have two credit cards with Chase and two credit cards with BoA, with both companies I have one card that I never use

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Posted by jedwan - January 26, 2011 at 3:21 pm

Categories: General Credit   Tags: , , , , , , , , , , ,

Choosing between Lowering Utility or Keeping Longest Account/ AAOA

Hello All,   I pulled my TU report on here and my score is 664. I have 3 collections which I am working to get removed (medical related, going the HIPAA route and the hospital has agreed to contact the Collection Agency to remove from my reports) - anyway my question is this to you - My oldest account is 4 years, which is actually my brothers account that I am an AU on. The balance on the card is 9K with a CL of 12.8K

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Posted by jedwan - September 29, 2010 at 4:07 pm

Categories: General Credit   Tags: , , , , , , , , , , , , , , , , , , ,

Have one credit breau that is way lower than other two

I have just recently found out that my Experian score is almost 40 points lower than my transunion and equifx.  I got to comparing and found out that alot of my accounts that have been paid off in the last 4 years are not on the Experian report including the one that has my longest open credit history.  It is a small bank from a small town.  I called them and ask how they report and they told me that they report to CSC and they are the ones who reported to the credit breaus and the bank had no controll which ones they reported to and that they could not help me.   Can any one please help me.  Is there a way i get all 8 line items to be recognized and added by EXpeerian.  Without these items on my report i am only showing five years of credit instead of 19years.  I know that this is ailling my score. All these accounts are in good standing and have never been paid late.

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Posted by jedwan - September 3, 2010 at 11:13 pm

Categories: General Credit   Tags: , , , , , , , , , , , ,

Transunion

In speaking to a credit guy he stated that TU is more thorough than Eq and Ex and thus a more reliable barometer for auto credit. They also seem to have the most errors in their reports, at least in my case

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Posted by jedwan - March 28, 2010 at 3:06 pm

Categories: General Credit   Tags: , , , , , , , , , , , , ,

Ever use PlanetFeedback? How long until they responded?

Hello:   I have read where several folks have used PFB as a system to get multiple credit issues resolved. Most of the posts read that PFB contacted them within a day or two.

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Posted by jedwan - March 21, 2010 at 8:47 pm

Categories: General Credit   Tags: , , , , , , , , , , , , , ,