Posts tagged "lawyer"

Want to Return Deed to Lender Please Help?

I wanted to know if anyone else is going through this and wanted some feedback. We have already refinanced once when we inherited the house from my fiance’s mother, and then we did a loan re modification a year after that because we fell behind and the payments were still so high. My fiance was recently laid off and moved on to another job in trucking. I am still looking for a job myself, and have had no luck. In the meantime, we have fallen behind on our payments and want to work something out with the mortgage lender before a foreclosure is filed.

The mortgage company is called Ocwen and bought the mortgage to this house without our knowledge after we refinanced. From what I’ve seen and read, they are notorious for forcing people who cannot otherwise afford to keep a home, eventually setting them up for failure.

They sent us a list of options as they did before. We decided to turn over the house and give them the deed and walk away, stating there was no way we could re modify because we keep falling behind. It will only be a matter of time before we fall behind yet again. We are also trying to avoid bankruptcy. It will be a last resort if anything.

They are forcing us to keep the house and re modify. How can do this when we have shown them proof we can’t afford to do this. They state they can do whatever they want. They require that we both be jobless and destitute in order to qualify to walk away from the house. Just because one of us is working, doesn’t mean we can afford the house.

One lawyer tells us we are at their mercy, another lawyer tells us we can fight it, another lawyer says we have no choice but to file bankruptcy. I’ll be calling a few more lawyers to get their opinion.

I guess I have a few questions not just one. Has anyone gone through this and what did you do? What options do we have? Can the mortgage company do what they are saying they can do? If we walk away from the home, about how much time to we have to move out?

We have a disabled son and have heard that they cannot evict you from a home when there is a disbled or senior person living in the home. Is this so?

I’d appreciate any feedback. I’m running out of time, and trying to resolve this issue as soon as possible.

Thank you.

Can a lender keep the rest of the insurance claim money after the repairs are made?

We have a sinkhole and the lender wants us to do one of two things:
A: apply all the money to our mortgage loan and dont’t fix the house
B: fix the house and apply the rest of the money to the loan

Can they make us apply that to the loan? We really wanted to fix the house and have the rest just to pad our pockets being that we are the ones who hired a lawyer to get the insurance company to pay, not them. Please I need some insight, maybe someone who has been through something like this.

• after repairs are made what happens to the rest of the insurance money
• can i do the repairs on my home and keep the insurance money
• can i keep insurance claim funds after repairs
• Can the mortgage company keep your insurance claim money
• do you have to fix the house after getting money from insurance?
• keep rest money from insurance

Cancellation Of Services

Ok. here I go with another Thread. As restaurant owner I made a contract with a company that provide aprons, towels, etc

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FL-Adjudication withheld info please help! still shows.

back in 2008 i was arrested and charged with "deriving proceeds from prostitution" for giving an escort for a ride to a hotel, in a police sting operation.

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rental arrears

My landlord has taken me to court for rental arrears, the judge order him and his lawyer to provide me with a rental breakdown of a zero bal.

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Pre-existing Condition

Does a person having dementia and occasionally using a walker prior to an accident preclude the person from receiving compensation for injuries from the accident that include greater memory loss, disorientation, inability to get out of bed without assistance or stand without a walker? I was told by a lawyer that this was so, but this information seems incorrect to me.

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Another question about arrested at 1:48am arrive at jail at 4:00am

I thank you for your time. Since my DUI 9 days ago I have attended 3 ADAP classes and 6 AA meetings.

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Ex fiance trying to sue me 3 years after the split

I received a letter from an attorney friend of my ex fiance stating he is suing me for the engagement ring, bedroom furniture, and car rims or the value of the items which his lawyer states is $30,000. We had a joint bank account when we lived together. We purchased the bedroom furniture together in 2005, and my ring was given to me in 2005.

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Driving w Suspended License in Georgia

I was arrested in Chamblee, GA for driving on a suspended license. My license had been suspended the day before and I had no knowledge of it

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Any help welcomed

Hi.

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