Removing vacated judgment
I had a vacated judgment that was showing up on all three credit reports, TWICE (with differing identification numbers) on TU and EX. First dispute came back verified. Second dispute included a copy of the filed consent order vacating the judgment
Categories: General Credit Tags: actually-read, consent-order, credit-reports, docket-number, eq, equifax, equifax-credit, from-the-court, judgment, judgment docket, judgments, jurisdiction, reporting-ont, third-dispute, TIME, xxxxxx
This judgment looks like No Big Deal, it has no teeth? Largest Civil Penalties Ever?
The FTC site says this is the largest civil penalty ever?
Categories: Mortgage Tags: ability, announced-today, bastian, before-the-date, chump change, civil penalties, debt collection efforts, debt-collection, doj, edward-hurt, farce, Financial, garnishment of wages, informed consent, judgments, merely-restates, misleading representations, order., postdated checks, their-ability, their-financial, time-or-place
Speeding Tickets, PFJ, Insurance North Carolina
Hello all, A couple weeks ago I received a letter from my insurance company telling me that my insurance was going to double.
Categories: Mortgage Tags: after-the-fact, asked-the-judge, autos, traffic, tickets, couple-weeks, court-house, insurance company, insurance liability, insurance points, insurance-been, insurance-companies, judgments, minimum insurance, nine miles, obtain-copies, speed, speeding tickets, switched-over, the-assistant, the-assumption
2 Judgments deleted off credit report and my FICO score only increases 6 points?
I had two judgments from 3 years ago in the amounts of $230 and $3,200. Both of these were paid in full right before the judgment was going to be placed on my credit. After I paid, the judgment was filed anyways and stayed on my report until I recently reviewed it and filed disputes to get the judgments deleted from my record. Equifax came back and deleted the judgments. However, my FICO score only jumped up from 602 to 608. Why didn't my score increase significantly after these two judgments were taken off?
Categories: General Credit Tags: 3 years, amounts, Credit, credit-report, credit-score, equifax, fico-score, full-right, judgment, judgments, record, report, score, score-increase, the-amounts, the-judgment, two-judgments
Judgments reported under wrong court
Hello everyone, I have a several judgments that are listed on my credit report under circuit court instead of justice court, but after a check with the circuit clerks office they do not have a recorded judgment on file. I got a certified letter from them, circuit clerk, explaining the lack of recorded judgments and was wondering if this should be enough to have them removed from my credit report.
Categories: General Credit Tags: circuit, circuit clerks, circuit-clerk, clerks-office, court-instead, Credit, credit-report, hello everyone, judgment, judgments, justice court, lack, the-circuit, under-circuit