National Credit Adjusters – Operating Illegally – Credit bureaus won’t take action
National Credit Adjusters (NCA) through their affiliate International Financial Services (Intl) has placed bogus negative trade line items on all three of my credit reports. They are collecting for two Internet payday loan companie called Planinum B and Debt Doctor. These are not my loans. Payday lenders are regulated in my state by the Washington Dept. of Financial Institutions. All lenders, even those operating via the internet must be licensed by the state to du business with Washington residents. Neither of the NCA's clients are licensed, neither is Intl for that matter. So, NCA is aggressively trying to collect a debt for a client that is not legal in my state. I advised Equifax customer service about the need for proper licensure and that without it, state law specifically states they cannot attempt collection activity including reporting to the credit bureaus. EQFX indicated that NCA validated the debt and the item will stay. I repeated the fact that all entities involved are operating illegally and they cannot collect or report.
Categories: General Credit Tags: affiliate, bogus-negative, companie-called, Credit, Financial, international, Internet, loans, national-credit, state, the-validation, validation
Legal letter
Can a letter between an attorney and his client that is over two years old be placed for public view on the Internet?
Categories: Mortgage Tags: Client, end, his-client, Internet, internet, cyberlaw, ebay, letter-between, over-two, public-view, years-old
Public forum, anonymous postings
I have scoured the internet but cannot find much help about my specific situation. I post on an public relationship forum under an anonymous username
Categories: Mortgage Tags: anonymity, been-involved, figured-out, forum-under, great-effort, identity, Internet, internet, cyberlaw, ebay, personal-posts, posts, restating-very, specific, the-internet
paying on bill Hospital sent me to collections
I have had large medical bills from many different hospitals and medical companies.
Categories: Mortgage Tags: bills, except-the-ones, hospitals, Income, Internet, large-medical, medical, Money, munson-medical, traverse, traverse-city, veteran-getting
paying on bill Hospital sent me to collections
I have had large medical bills from many different hospitals and medical companies. I am paying then all 50 to 25 dollars a piece
Categories: Mortgage Tags: bills, hospital, Internet, medicaid, medical, Money, traverse, traverse-city, wife
Accuser getting other people involved
a friend's unfortunate situation is being spirraled even more out of control. their accuser is their ex partner who has scared the life out of him for something they did not do all because of a bad ending of a relationship which was her fault (in complete honesty) and her friends added fuel to the fire. he is now being taken to court and the date is approaching fast and he feels that he does not seem to have any defence.
Categories: Mortgage Tags: accuser, allegations, barrister, fire, Friends, general - criminal law, Internet, Life, matter, prosecution, Relationship, scared-the-life, statement, such-as-hacking
Emancipation/Running Away/ Moving Out at 17?
I am 17 years old, and live in Georgia. My parents do not beat me, though I've been slapped occasionally
Categories: Mortgage Tags: after-cooling, been-slapped, being-mocked, boyfriend, consult-help, depression, Internet, Life, parents, possible-way, question, same-beliefs, the-internet
Putting Porn on the Internet
Two months ago I broke up with my ex-girlfriend. I wanted to post a sex video she made for me awhile back when we were dating on the internet. Is it legal for me to do, or can I do it because I am now in possession video?
Categories: Mortgage Tags: end, Internet, internet, cyberlaw, ebay, months-ago, possession-video, sex-video, she-made
Is it legal to work as a Booker for an escort from Europe?.
A friend of mine who works as an Escort in Spain asked me to answer her phone calls through the Internet, with a program like Skype, where I can buy a local number from Madrid and get the calls online like if I were there too.
Categories: Mortgage Tags: booker, calls, family, general - criminal law, Internet, local-number, madrid, Phone, phone-calls, skype, spain, taxes, usa, work
RCN Cable Internet Downtime Causes Delays
I apologize for not being able to respond as quickly as usual this past week but the RCN Cable Internet service in my area of New York City has been down for several days and slowed to a crawl. Incredible as it may be to believe, it has been an ongoing problem from Thursday through Saturday where I get conflicting responses about whether the outage in my area affecting approximately 330 customers has been resolved
Categories: Mortgage Tags: area, area-affecting, bother-sending, Building, cable-internet, Consolation, Experience, fortunate-since, get-conflicting, Internet, networking, ongoing-problem, patience, problem, the-consolation