Medical Records Issue
I had a question about false information/statements by a doctor on my medical records.
Categories: Mortgage Tags: false information, general - misc topics, history, information statements, left-the-room, lumbar area, medical practice, medical-records, notes, nurse practitioner, objective, objective section, pain-management, physical assessment, records, room, treatment, vitals
Could we be liable?
My 30 year old son has had 2 DUI's and has had his license suspended for 2 years. He has fulfilled all his court obligations and has been clean for about a year
Categories: Mortgage Tags: accident-while, alcohol, drugs, been-clean, civilly-or-even, Court, family-car, history, license, our-old, sell-real, year-old
AmEx sent me a new card
I had posted a question about this before, but I thought I'd mention this. I asked AmEx to backdate my new Blue Cash CC that I just applied for on the 27th of March, I was approved and they sent me the card next day air VIA UPS, and that card naturally said Member Since 11, now today I get in the mail another card that says Member Since 91, I never asked for them to send me a card that said that (I'm not complaining, believe me). My question is.....is this normal?
Categories: General Credit Tags: account-summary, card, cards, concerns, history, impression, member-since, not-complaining, online, question-is--is, the-impression, ups
"Credit History not old enough"
Hello, I have been in the United States since February 2007 (that's when I opened my first credit card) so its been 4 years and I still get this : "Credit History is not enough" When I apply a high end card ( I applied once in the last 2 years this december).
Categories: General Credit Tags: applied-once, Credit, credit-history, first-credit, history, not-enough, still-get, united, united-states, your-credit
I am so sad right now…
There is absolutely nothing I can do to boost my FICO score :( I am being dinged for Length of History / AAoA. Below is my profile: 3.3yrs Oldest Account 1.8yrs AAoA, which is rounded down to 1. ( Will be 1.7 once new Amex reports ) Overall utilization 2% Highest Individuel Utilization 6% 3 Account reporting a balance ( have a total of 13 accounts ) Mix of credit is good ( 1 mortgage open, 1 auto loan open, credit and store cards open ) 1 Inquiry reporting on Equifax in last 12 months 0 Inquiry reporting on Tranunion in last 12 months All I can do is let everything age... Anyone want to add me as an AU on their Amex that was opened in 1990? :smileyvery-happy:
Categories: General Credit Tags: account, amex, equifax, fico, history, individuel, inquiry, Length, let-everything, mortgage-open, oldest, oldest-account, profile, rounded-down, tranunion
Help/advice needed for my credit report/scores
FICO Scores - START (10/26/09) EQ-617 EX-637 TU-610 FICO Scores - CURRENT (9/14/09) EQ-764 EX-634 (FAKO.............if possible to figure out within a few points either way, what is the FICO equivalent to a 634 FAKO?) TU-747 GOAL FICO SCORES (by 1/11) EQ/EX/TU - 760 to 800 After my girlfriend & I broke up in Sept., I got mad and, I decided to take some steps to fix some issues in my life. I spent 2.5 months recovering from a painful abdominal hernia surgery (this was a good time to QUIETLY educate myself about my credit reports/scores/etc.), joined a local a health club (rode the heck out of a stationary bike and lost 43 lbs.
Categories: General Credit Tags: chase-bank, debt, experian, fico, history, inquiries, installment, Life, Major, Money, Person, scores, TIME, visa
Filed wc stress claim but wish I hadn’t now
Really appreciate any advice on this: I complained to HR about wage/hour violations and hostile wk environment which resulted as consequence of such one day, i.e., I complained because I couldn't take it any more not because I am overly sensitive or whiny. In fact, my history backs that up
Categories: Mortgage Tags: atty, complaints, health-insurance, history, office, Psychiatrist, reason, suggestion, violations, workers compensation
when will this item be removed?
If I wait until the time alloted for removal when exactly would this item get removed or be in the 7 year term ? I see it was opened in 2000 but I'm not sure which field it's determined on. SALLIE MAE Address: 11100 USA PKWY FISHERS, IN 46037 (888) 272-5543 Account Number: ***********....
Categories: General Credit Tags: account-history, balance, credit-limit, history, identification, monthly-payment, Payment, recent-balance, recent-payment, reported-since, statement, until-the-time, usa
Disputing a CC collections not opened by me before I turned 18.
Hi Guys, this is what I have on my Experian Credit Report: ASSET ACCEPTANCE Address: PO BOX 1630 WARREN, MI 48090 (800) 614-4730 Account Number: XXXXXXX. Original Creditor: AMEX Status: Collection account. $2,031 past due as of Jun 2010. Status Details: This account is scheduled to continue on record until Feb 2012.
Categories: General Credit Tags: account-history, account-number, amex, balance, collection, collection agencies, creditor, delinquency, equifax, experian credit report, first-reported, Hassle, history, history collection, reported-date, reported-since, status-details, table-border
Advice on another baddie
This account was an expense that my ex-wife charged to my bank card without my consent so I got stuck with the bill and it's on my CR, not hers! SMH I'm considering doing a PFD letter. I'm looking for some advice on to go about handling this debt and what to offer them on the PFD. Here's the information off of my EX CR and again all insight from you FICO geniouses is welcomed! NATIONAL ASSET MGMT LLC Address: 400 ROUSER RD STE 202 CARAOPOLIS, PA 15108 (412) 424-0250 Account Number: Original Creditor: PROVO CRAFT Address Identification Number: 0067890907 Status: Collection account.
Categories: General Credit Tags: account, account-history, account-number, balance, credit-limit, history, identification, monthly-payment, Payment, recent-payment, reported-since, status-details, the-information