Posts tagged "goals"

Demotion due to sexual discrimination

I have worked as a manager at a company for over 6 years, which is owned by two brothers and their mother. Over that six year period, I experienced many incidents which I would have considered sexual harassment/discrimination, beginning with the job interview

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Posted by jedwan - March 14, 2011 at 11:11 pm

Categories: Mortgage   Tags: , , , , , , , , , , , , , , , , ,

Which Duck Do I Put First?

Where to begin....I have a judgment on my CR from an unpaid Discover account.  There is a lien on my home for it.  I'm trying to figure out what my next step is to achieve my goals which are:   -Sell current home -Use money from sale to pay off judgment -Transfer land into my name from stepmother's (father passed away) -Get prequalified for a construction loan (FICO score 645...not great).  My credit history is very good other than this judgment. -Sign a contract to purchase new modular home before the 2011 PA Sprinkler System law goes into effect (this is where I feel under the gun).  One builder told us because we would have a well, the cost would be $20K to install this mandated sprinkler!   What do I do first?  My head is spinning.  I feel under a great deal of pressure after learning about this sprinkler system!  If I wait until 2011 to get under contract, that means an extra $114/mo for 30 years to pay for a sprinkler.  That is going to lower our approved purchase price.  The builder told us as long as we get "under contract" in 2010, that is if I can get a mortgage in the first place, it doesn't  matter about the timeframe of selling our home.  They can wait 6 months, etc.    I'd like to get the land into my name because I was told that allows it to grow equity.  I'm afraid to do that because of a lien put on that as well.  What exactly happens if there is a lien?  Would they come in and immediately take my land??   I'd like to pay off the judgment first but I don't have the $$

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Posted by jedwan - October 15, 2010 at 6:06 pm

Categories: General Credit   Tags: , , , , , , ,

Sliding payscale to avoid paying Overtime?

My husbands employer has instituted a policy that penalizes route drivers if they don't complete their route within a prescribed time period.

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Posted by jedwan - June 4, 2010 at 1:48 am

Categories: Mortgage   Tags: , , , , , , , , , , , , ,

Credit Monitoring Service (CMS) Guide

Credit Monitoring Service (CMS) Guide

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Posted by jedwan - April 12, 2010 at 9:15 pm

Categories: General Credit   Tags: , , , , , , , , , , ,