Posts tagged "freeze"

Freezeeeeeng! Credit Reports, or Monitoring Service.

Hello,   I'm interested in placing a credit freeze, or some type of lock on all three credit reporting agency without having to pay a fee. I am planning on opting out of pre-screen offers of credit, and going far under the radar from now on.

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Beware Of CreditReport.com

 I noted on my credit card statement that CreditReport.com had charged me $12.95 for SSN monitoring.  First of all, i don't pay for anyone to monitor my SSN or Fico Score, etc.   These things I can do myself and besides, i have a Freeze on all 3 CRAs; which is updated every 90 days'.  I had contacted CreditReport regarding this monitoring service and was told, i ordered the Monitoring.  Well, for lack of a better term; their lying to me.   I am very anal about pulling my reports and getting my Fico almost every 3 months.  I know exactly what's on my reports and since the Freeze placed on all 3 CRA, there has not been any attempts of thief on my credit.  I had to contact my Credit Card Company, who stated they will reverse the charge.  Besides, anyone I use on the internet are on my favorites, for which CrediReport..com is not one of them.  In fact, their emails go directly to my spam file, which is exactly where the cancellation email went to this afternoon.  Years ago, a friend of mines told me; "Everyone is a Racket" and believe them; these people are...

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Chexsystems security freeze

I had no Idea that chexsystems allow you to place a security freeze on your file. I was on a different forum & they were discussing the security freeze. Apparently, the freeze won't work with your current bank that you have accounts with but, it blocks other banks from seeing the information when applying for new checking/savings accounts

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