Posts tagged "financing"

Under Contract with Ryan Homes want to purchase different home

In February my husband and I put in a bid on a short sale home. The offer was accepted by the seller, but the short sale was turned down by the bank. At the end of March we purchased a new home from Ryan Homes.

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Posted by jedwan - May 4, 2011 at 6:54 pm

Categories: Mortgage   Tags: , , , , , , ,

Car Dealership Sales Contract

Can a car dealership break a sales contract after it has been signed by both parties just because they are unable to sell the contract out to a bank? I purchased a car on Saturday. I traded in a vehicle with negative equity in it

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Posted by jedwan - April 21, 2011 at 3:11 pm

Categories: Mortgage   Tags: , , , , , , , , , , , ,

Car dealer wants more money?

short version of a long story: bought a new car, signed all paperwork, got the financing through the dealer. now the dealer calls today and says they made a mistake and entered the wrong $ value of the car price($10,000 lower)

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Posted by jedwan - February 22, 2011 at 6:18 pm

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Auto retail purchase agreement

Hi everyone, new guy here.

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Posted by jedwan - August 23, 2010 at 1:17 am

Categories: Mortgage   Tags: , , , , , , , , , , , , , , , , ,

Can I opt out of Car dealership contract

My wife purchased a new car on 6/19, the finance manager who completed the paper work stated the vehicle came with a 10 year 100,000 mile warranty, however never discussed the cost for the warranty. The person also "added" GAP coverage and life insurance on the loan, saying they can get a lower rate with the life insurance.

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Posted by jedwan - July 1, 2010 at 5:24 am

Categories: Mortgage   Tags: , , , , , , , , ,

va loans benefits

hello friends,    Get the va loans benefits and enjoy the offers given by va laons for Houston, Austin, Dallas, and in San Antonio.   Benefits of VA Loans:   Equal opportunity

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Posted by jedwan - June 9, 2010 at 9:45 am

Categories: General Credit   Tags: , , , , , , , , , ,

A ‘what if’ situation related to Classic Auto scores…

Given multiple auto manufacturers are offering some very attractive interest rates, buyer incentives and other perks, I am advising my little sister with buying a new vehicle and navigating the financing maze.  Specifically, she has zeroed in on a Honda.   During our discussions with the finance manager at the Honda dealership, we learned that Honda Financial Services uses Classic Auto scores to qualify buyers for their loan rates.  I understand that Classic Auto scoring utilizes pay history from previous auto loans to formulate the Classic Auto scores.    However, in my sister's case, the last auto she financed was 10 years ago.  The tradelines no longer appear on her credit reports.  Given these tradelines do not exist, how might this impact her Classic Auto scores?   Thank you.

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Posted by jedwan - May 21, 2010 at 3:52 pm

Categories: General Credit   Tags: , , , , , , , , , , , , , , , , , , , , ,

Used Car Branded Title Disclosure

A little over two years ago I purchased a used vehicle from a AZ dealer for over $30K. Recently I went to trade that vehicle in on another car, in a different state (UT), and I was told the car had a branded title (they printed a CarFax report) and the car's value was less than half of book ($12K less). Shouldn't the original selling dealer have had me sign a statement that I understood the car had a branded title?

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Posted by jedwan - May 11, 2010 at 3:05 pm

Categories: Mortgage   Tags: , , , , , , ,

Will it make a difference? (Financing a car)

The last time I had financed a car was 9 years ago and it is not showing on my Equifax, but only on TU and Experian reports.  In between now and then, I had purchased cars 100% cash, used.  I'm considering buying a home in a couple of years, and it is reinforcing my desire to have a newish car financed, so I can have a healthy mix of credit types on record as paid in full / current when that time comes.

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Posted by jedwan - May 7, 2010 at 5:22 am

Categories: General Credit   Tags: , , , , , , , , , , , , ,

Landlord wants to move into my rental

I have lived in a rental for approximately 8 years in California. I signed a new lease on Jan 1, but the Landlord changed his mind and didn't sign

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Posted by jedwan - March 19, 2010 at 4:35 am

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