Bill Collector Threats
I don't know where to start but yesterday I received a phone call from CCS telling me I owe a bill for January 2010 for in Pennsylvania. I haven't been to Pennsylvania since 2006/2007. I have been living in Kalamazoo, MI since then
Categories: Mortgage Tags: figure-out, keep-getting, since-2006, social, stole
Credit Score Thank you MyFico Members
I could have never achieved this without you guys/gals, I know its not the best score, but coming from a 583 November last year, not too bad if I say so myself.
Categories: General Credit Tags: best-score, every-month, excellent, figure-out, figure-out-how, figured-it-out, hope-posting, inaccurate, never-achieved, payment-history, report
Does anyone know how to get updated score on Credit Karma?
I first pulled it a few weeks ago, but have since paid down CCs and wanted to see if it showed up on CK. I thought that I could get updated scores, somehow, but can't seem to figure out how to do it. Any advice would be appreciated!
Categories: General Credit Tags: few-weeks, figure-out, figure-out-how, first-pulled, since-paid, updated-scores
Putting a Lein on a Film?
I rented film equipment to a individual who was making a movie. I was never paid for the rental and successfully sued his company in in small claims court
Categories: Mortgage Tags: distributor, figure-out, figure-out-how, his-distributor, problem-now, process, rental, rented-film, small claims, sports, entertainment, the-rental
Installment Loans & Line of Credit vs. Fico Scores ?
Does balance on a Student Installment Loan, which was in deferment and now being paid on for a year (15k to 11K), have a negative impact on scores if it showing more than the HIgh Balance?
Categories: General Credit Tags: balance, few-months, figure-out, gets-treated, getting-hit, installment, negative-impact, paying-down, showing-more, student, student-loans, util
Fell onto a car
I recently fell into a car door and made a dent in it, among other dents. The owner is a person I know but decided to persue to get me to pay for it and has already taken it to a shop and had it fixed. The owner said he has a statement for me but has yet to give the statement to me and did not go through insurance.
Categories: Mortgage Tags: already-taken, autos, traffic, tickets, Court, dents, figure-out, Hands, matters, recently-fell, replaced-which, situation, statement
New to the FICO Forums…
Hey all- I'm new to this forum and I'm trying to figure out where to start. Its been a long road to recovery to credit recovery for me. I made horrible decisions with my credit when I was an undergradute student
Categories: General Credit Tags: all-suggestions, Credit, credit-recovery, credit-score, figure-out, forum, from-everyone, importantance, made-horrible, over-the-hump, parents, parents-never, some-things
Is the "date opened" the same as….
The Date of First Delinquency? I purchased Fico's Score Watch and pulled my Equifax report, and I'm trying to figure out when some of these derogs will fall off my credit report. It seems like I saw somewhere, though now I can't remember where!, a DOFD, but I can't remember which site I got that info from, but I guess it wasn't FICO. Anyway, TIA!
Categories: General Credit Tags: Credit, equifax, fico, figure-out, first-delinquency, remember-which, score, score-watch, these-derogs, though-now
Selling Service Contract/Warranty for car repair
We're a small car dealership in texas and my boss has asked me to come up with a business plan to sell warranty to customer which will take care of their car repairs in case of an accident. We plan to charge 100 dollars/month for this service plan. I have some questions/points to make: 1.) Do we need some insurance company to back this warranty or can we back this on our own
Categories: Mortgage Tags: business-plan, customer-which, figure-out, need-some, Parts, repair, sell-warranty, such-policy, warranty
Kid wants to be with his dad
I am 14 years old and my brothers and I want to live with our dad and his wife, because they are more caring, supportive, and for many other reasons .
Categories: Mortgage Tags: Brothers, end, figure-out, our-dad, realy-tough, reasons, tough-on-kids, wife, years-old