Thanks to myFICO – EQ 700, TU 750 (up from 501 a year ago)
Thanks to all the help and advice from the myFICO community, I've worked and have my EQ up to 700 and TU up to 750! Also because of my lovely new scores.
Categories: General Credit Tags: credit-history, Difference, fako, fico, know-everyone, limit, lovely, myfico, real, the-difference, wondering-how
Credit Sesame?
Hi all, I'm wondering is anyone using credit monitor service from Credit Sesame ( http://www.creditsesame.com/ )? It appears to be free so is it safe and what kind of score (FICO or FAKO) does it give you? Thank you
Categories: General Credit Tags: Credit, credit-monitor, credit-sesame, does-it-give, fako, fico, fico-or-fako
Credit Inform…offered by Capital One.
Is the credit score provided by Credit Inform a FAKO or FICO? The score is based on your Experian Report.
Categories: General Credit Tags: Credit, credit-inform, experian, fako, fako-or-fico, fico, score-provided, the-credit
EQ score
While on the phone with an EQ rep today, she was trying to pitch me their 3-1 service. She asked why I was looking at my report and where I got it from.
Categories: General Credit Tags: fako, fico, lenders-don, rep-today, report, saying-lenders, scoring, scoring-model, she-said, the-phone
Fako vs. Fico
Hello all, Does anyone know how USAA's Fakos relate to Ficos? If my USAA Fako is 786 (after YEARS of work...I started out in the high 500s), can I count on my Fico being over 740
Categories: General Credit Tags: Bank, being-over, Credit, fako, fakos, fico, ficos, friday, started-out, the-high, usaa, will-the-fico
Categories: General Credit Tags: cms, credit-score, fako, knows-the-type, offer-free, scoring-models, the-type, type, website-isn
Inquiry 2 Year Period Over Recently – Still Appearing – Is this Normal?
Gang: I had a hard inquiry on 12/31/08. I've pulled my USAA Credit Monitoring a couple times and it is still showing up. I'm anticipating a bump in my score so should I be: A) Drafting a Letter B) Ditching the Fako reports C) Not being so neurotic Is there any lag in inquiries appearing or disappearing? Thanks
Categories: General Credit Tags: couple-times, Credit, credit-monitoring, ditching, ditching-the-fako, drafting, fako, hard-inquiry, inquiries-appearing, letter, score, still-showing, usaa
Equifax CreditWatch & FAKOs
Quick question about Equifax CreditWatch.... I signed up for Equifax CreditWatch and ScoreWatch. On the CreditWatch screen under "Your Credit Scores" it shows 3 different numbers, one for each of the big three (EQ, TU, and EX). Could someone please confirm that those numbers are the FAKO numbers? I assume they are as when i click on the ScoreWatch tab it states "Your FICO Score ... X" and this number is different than the first 3 I mentioned. I assume that this is my true EQ FICO and I should just ignore the 3 on the first page because lenders don't really use them?
Categories: General Credit Tags: Credit, creditwatch, equifax, equifax-credit, fako, page-because, scorewatch, screen-under, true
No more FICO at Equifax?
Went to purchase a ScorePower report (always used to be true FICO) today clicked through, bought it, freaked out at the score that showed up! 40 points lower than my FICO. Looking around it seems it is no longer a FICO score just another FAKO... sigh
Categories: General Credit Tags: always-used, around-it-seems, fako, fico, freaked-out, points-lower, score, the-score
Best place for an Experian FAKO?
Where would you guys recommend getting an Experian FAKO? Free is a must
Categories: General Credit Tags: correlation, credit card number, credit-card, experian, fako, fico, guys-recommend