I applied for a loan throu Washington Mutual but never signed anything or paid any money. Am I locked in?
I only interacted with the loan officer over the phone. He told me he would lock in a rate but when I recieved a copy of the application the rate was higher. It also said that I didn’t need to sign anything unless asked. Can banks fill out mortgage application for you over the phone and have it bindng if I didn’t sign anything or pay them any money? Found a better broker and would like to switch but Wamu is telling me that I’d have to pay for some of the things they’ve already done. My realtor told me that they haven’t done anything and the law office said that unless I sign something or give someone money nothing is binding. Is this true? Can I switch to a different lender with better rates without any penalties? Doesn’t make any sense to me that a bank could lock you into a mortgage over the phone without any signatures. I never even meet the loan officer face to face. Would appreciate any advice/knowledge on this.
Thanks
Categories: Mortgage Tags: Advice, Banks, Face, loan-officer, money broker, mortgage application, realtor, signatures, wamu, washington mutual
Can I wear a Shirt with someones face on it that only has been accused of Rape?
My best friends husband has raped her 15yr old sister while she was babysitting our children. She has lost everything to Bankruptcy because she had to file for Divorce. She has a protective order on her entire family because of the pending trial
Categories: Mortgage Tags: bankruptcy, Beer, best-friends, children, daughters, divorce, Face, family, family-because, his-daughters, occasions, pending, protective order, rape, raped, shirt, violence, abuse, warrent, weekend
what is South African law on dog attacks
my fiance and I are renting a huge home so his folks can stay with us, as his dad is unemployed, my fiance works away in west africa so he is not here to assist. My inlaws have a 6yr old sharpei unneutred dog, which has attacked my toddler at least 5 times so far, luckly with no broken skin. On tuesday the dog bit me in the face
Categories: Mortgage Tags: Face, Fiance, fiance-works, folks, our-property, Property, rights, situation, spca, the-situation, toddler, tuesday-the-dog, west-africa
Defense of property as a defense for an assult 4 DV charge
My ex husband stole my purse and dumped $400 in property and money down a storm drain.
Categories: Mortgage Tags: Face, general - criminal law, husband-stole, money-down, need-case, punched-him, purese, purse, really-don
Can u be fired for answering phone wrong
I cover for this woman for every cig. break and her lunch , only I. Well I ansered phone by speaker phone, this woman is dirty and always sore on her face, mouth.
Categories: Mortgage Tags: always-sore, ansered-phone, cig-break, disgusting, Face, her-face, lunch, speaker-phone, Woman
Is this harassment in any way?
My wife was telling her district manager about health violations and discrimination at her job, when he told everyone to leave the area they were speaking in. Once everyone had left, he got in her face....within 5 inches, looked down her shirt, then told her to turn in her keys and go home.
Categories: Mortgage Tags: blogs, discrimination, district, everyone-had, Face, Freedom, harassment, health violations, job, kept-calling, kept-hanging, looked-down, shirt, three-times, told-everyone, unemployment, witness, witness-during
polyvore threatining messages
Hi, I found this forum while looking at the law role in my case. I used to know someone and he is threatening me but the problem is the messages are in another language than English. Do I have to till the police or what should I do?
Categories: Mortgage Tags: Apartment, case, Face, forum, forum-while, high-security, know-someone, language, messages, police, problem, still-afraid, the-messages
No witness , no proof , now what?
I have been working at Pizza Hut for the past 10 months. I'm a hard worker and very trustworthy. However last week the manager on duty Mr.Dunlap tried to kiss me,I was sitting at a desk waiting for my ride, when he grabbed my face and pulled me towards him I moved my face away and said "whats wrong with you gett away from me" he then proceeded to try 2 more times and left me alone
Categories: Mortgage Tags: 10 months, desk, desk-waiting, dunlap, Face, hard worker, Manager, pizza, pizza hut, problem, proof, sorry-it-wont, Text Messages, text-message, the-problem, then-proceeded, witness
Beaten Badly. Perp charged with misdemeanor
I was recently attacked at a night club by a stranger. I was hit in the face with a bottle which caused 5 inches of deep lacerations. The police caught the guy but he was only charged with a misdemeanor
Categories: Mortgage Tags: bottle-which, caught-the-guy, dissatisfaction, end, Face, felony-charges, general - criminal law, lacerations, misdemeanor, night-club, police-caught, recently-attacked, stranger, the-face, the-guy
is it possible to modify ex’s visitations rights
My daughter went to her father's house for his ordered visitation weekend. When she came home she told me that her dad and his wife were invoved in a dispute and during it Maria (the wife) spit in her dad's face and Ron (her dad) pushed Maria
Categories: Mortgage Tags: Dad, daughter, daughter-leave, daughter-went, during-it-maria, Face, maria ron, mental hygiene, Ordered, rehab, rehab-because, stable-place, visitations, weekend, weekends, welfare, wife