Posts tagged "exact"

MyFico had Allowed Judgement to ReAppear Today at 12:46

Im sure some of you recall my Judgement with LVNV.  And me having them removed.   Today it seems Fico has allowed them to put the exact same judgment back on my report, after I had given them documentation.

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Posted by jedwan - February 9, 2011 at 8:51 pm

Categories: General Credit   Tags: , , , , , , , ,

Hard Pulls vs. Soft Pulls

Amex requires a soft pull for a CLI.  Discover requires a hard pull for a CLI.  What do some other banks require - Chase, Capital One, Citi, PenFed, etc.?

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Posted by jedwan - January 30, 2011 at 9:10 pm

Categories: General Credit   Tags: , , , , , , , ,

How much does a new job hurt my FICO?

How much does starting a new job hurt my FICO? Approximately how many points?

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Posted by jedwan - January 7, 2011 at 6:58 pm

Categories: General Credit   Tags: , , , , ,

Landlord is holding my security deposit.

I'm having some problems with my landlord. I signed a lease on a house with 3 other people about 3 months ago. This lease was supposed to be for a year

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Posted by jedwan - September 9, 2010 at 3:03 am

Categories: Mortgage   Tags: , , , , , , , , , ,

Another Employee

At my job, we write down our hours on a time sheet.My fellow employee recently crossed out what I had written to write down the exact time I left the office.I do not think another employee should invade my space.Is there a law against this kind of behavior? What should I do? I told the office manager & my boss who brushed it off and did nothing

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Posted by jedwan - September 4, 2010 at 1:20 pm

Categories: Mortgage   Tags: , , , , , , , , ,

I need to be emancipated 16 almost 17

OK I'm 16 I'll be 17 in Oct, I know alot of other people have it way worse but it's really coming to a point where I'm gonna do something I'll regret. I've been getting hit ever since i can remember, on many stupid things. of course they've been marks, it's even come to blood most times.

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Posted by jedwan - June 14, 2010 at 11:10 pm

Categories: Mortgage   Tags: , , , , , , , , ,

I’m 16 and i need to get emancipated

OK I'm 16 I'll be 17 in Oct, I know alot of other people have it way worse but it's really coming to a point where I'm gonna do something I'll regret.

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Posted by jedwan -  at 2:55 pm

Categories: Mortgage   Tags: , , , , , , , , , , , ,

DOFD question

I have been running my credit report on Equifax since the beginning of the year.  I had a Discover card that had been charged off a long time ago and I was looking forward to it dropping from my credit report due to the seven year credit reporting time period SOL deal. So in April I noticed Discover w3as nowhere to be found on my credit report.  I was pretty excited about that.  The DOFD was listed as 05/2003.   Now I get a letter in the mail dated 5/26/10 from a collection company called CBCS with a settlement offer..  The letter says that if I do not respond in 30 days they are going to assume my debt is valid.

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Posted by jedwan - May 30, 2010 at 3:46 am

Categories: General Credit   Tags: , , , , , , , , , ,

Is this a threat?

I sent a girl an email yesterday through facebook that she is stating is a threat. Is this a threat? I posted my exact words below

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Posted by jedwan - May 10, 2010 at 1:22 pm

Categories: Mortgage   Tags: , , , , , , , , ,

TU won’t give me an exact date as to when a collection will fall of my report….Help!

Hey All,       I have a collection on TU and EX that is scheduled to fall of those reports this month.   (EQ removed it 2 years ago!)   I called EX and the nice lady told me that this collection was scheduled to be automatically removed from my account at the end of business today!  (Yipee!).

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Posted by jedwan - May 3, 2010 at 9:42 pm

Categories: General Credit   Tags: , , , , , ,

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