Posts tagged "Earthquake"

Why is home insurance limited to each and every different type of disaster?

The house is habitable or not habitable. . . This is not what disaster ruined the home. . Why, then, is that you must pay extra for each different type of circumstance? An accident is an accident. . . . a disaster is a disaster. . . home can not be burned, flooded, distroyed by earthquake / Tornado / Hurricaine ONCE. . Why pay for all the different ways insurance-wise? As the object is covered? Why! Why? Thus you have never any kind of complaint that are non-refundable portion of that money is spent, year after year after year? Again, once you have paid for insurance in the amount of home value. . What difference does it make if you replaced the money home ‘wise’ already in insurance premiums? Why not spend those premiums on a second home instead? Just shooting in the dark here of the many complaints I heard from my elders recently ranted. . their solutions were hysterical. . I’d like to hear more solutions.