What is the "Active Duty Military" dispute option?
I logged onto TU today to do an online dispute for an account that hasn't updated the balance since Sept 2010. I saw "I am Active Duty Military" on the list of possible reasons why it was wrong as an option to check. What does this dispute reason mean? I ask becuase my husband is currently deployed overseas and I'm wondering if this is something he should've done or can still do? Does anyone on the forums know what this means or it's purpose is? TIA
Categories: General Credit Tags: active-duty, ask-becuase, balance-since, dispute, logged-onto, means, military, online-dispute
Disputes for a quick update and turnaround
Hi everyone. Thanks in advance for your help I recently paid a charge off with macys from a few years ago. Got offered a settlement in full in writing.
Categories: General Credit Tags: account, balance, consumer-meets, creditor-said, dispute, recently-paid, seems-routine, supposedly-take, update-reports, utilization
equifax mov and verification
Today marks a 30 day period on a judgement where equifax did not reply back to the MOV I sent on Dec 21 2010 by certified mailing. I called Equifax and spoke to a rep she says that they did not get the documents, I've already checked and the certified mailing shows they got the document. At this point I told them to re-open an investigation at first she refused and then I stated the violations of the MOV and will sue them for willful non-compliance and report them to the FTC
Categories: General Credit Tags: already-checked, certified, day-period, dispute, equifax-did, point, sent-on-dec, the-documents, today-send, violations
Multiple Listings for the same debt
I'm sure this has been asked before but I couldn't find it off hand.
Categories: General Credit Tags: collection, credit-report, dispute, even-though, owns-the-old, show-as-charged, though-the-debt, wells-fargo
Address Change with Credit Bureus
hi there, after reviewing my wifes credit report, there were a few errors in there and im writing the dispute letter when i realized they still had her old address and maiden name. should i address a 2nd letter in there stating the address change or what is the best way to handle this. i was told that b/c of this they can actually add to the 30 days they have to review the dispute..not sure if thats true or not so i thought id come here and ask. thanks in advance
Categories: General Credit Tags: 2nd-letter, Address, after-reviewing, dispute, dispute-letter, the-address, true-or-not, Wife's, wifes-credit
Experian replied dispute letter details
So experian replied to a dispute letter which I sent by certified mail and got the results expected awesome ! but I've been waiting on another dispute and happened to notice on this result letter it says at the very bottom as a standard TEXT on all experian reports and not directly stated to me but I was curious.....
Categories: General Credit Tags: another-dispute, been-waiting, certified, certified mail, day-enforcement, dispute, experian reports, letter details, pending, result, result letter, results, your-pending
Dispute with Expedia-Chargeback help
I was wondering if you could help.offer advice, etc.
Categories: General Credit Tags: blizzard, credit-score, dispute, furious-right, hotel, package, Phone, plane-tickets, rambling, three-different
Categories: General Credit Tags: dispute, dispute-through, fico, question, reports, reports-while, thought-maybe, trans, trans-union
Huge swing in scorewatch
So I got an alert from scorewatch on Monday that my score dropped almost 40 points. Turns out that an old collection that I DV'd last year and had removed because the CA could not/would not verrify, made its way back to my report again
Categories: General Credit Tags: account, after-recieving, dispute, dunning, greencard, increase, old-collection, removed-because, report, scorewatch, well-on-monday
Got hit with a collection
Hello all, I had taken a break from my credit report cleaning, lots of other stuff going on. In June, however, I had sent an email to the CEO of BYL Collections, my notorious utility bill, requesting again if I pay this bill I firmly believe I don't owe and have no proof of owing, will they remove from Experian, as I had successfully won my dispute with Equifax and Transunion. Less than a week later I get a scorewatch alert, my score plummeted to 541 with a new collection being listed, my wonderful loving BYL
Categories: General Credit Tags: collections, credit-report, dispute, dispute-process, legitimate, new-collection, new-information, Notorious, reports, score-plummeted