What are the chances of Equifax fixing a mistake on the credit report?
So i got my quarterly MyFico report, and I saw that my score jumped up. So I decided to pay extra and file for equifax report. After getting my equifax score I noticed that it was lower and that it showed "1" Collection. That threw me since for the past few years I have been watching my bills like a hawk. So I look at the Collection reported by Equifax and it's currently has been in Collection since March of 2010. The report of first deliquancy was April of 2009, the date assigned (to I assume the collection agency) was 12/2009. But it's for an amount I can't recall ($2500.00) and for a doctor I never had. Besides I have health insurance so that bill is sky high in the first place. Then I check my Transunion (the one I initally pulled) and that deliquancy is not reported there (only Equifax has it).
Categories: General Credit Tags: collection, credit-score, deliquancy, equifax, honest-mistake, initally-pulled, innocent-since, quarterly, Questions, TIME