Posts tagged "creditors"

Chain of Blame: How Wall Street Caused the Mortgage and Credit Crisis


Product DescriptionAn updated and revised look at the truth behind the U.S. housing bubble and guides in the summer of 2007, the subprime empire that Wall Street had built all collapsed. On average, creditors fifty-one months passed the bust and individuals responsible for the crisis included not just unregulated loan brokers and con artists, but also investment banks and lending institutions at home traditionally perceived as completely trustworthy. Chain of Blame Chronicle. . . More>>
Chain of Blame: How Wall Street Caused the Mortgage and Credit Crisis

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Posted by jedwan - January 26, 2012 at 5:39 pm

Categories: Mortgage   Tags: , , , , , , , , , , , , , , , , ,

Mortgage Wars: How You Can Fight Fraud and Reverse Foreclosure


Under the action of calm descriptiones product can help save yourhome! Judges across America are dismissingforeclosures because soldmortgages creditors who have no legal capacity to grasp. If you have an adjustable rate mortgage, stand fight against fraud and title guides inorder for the foreclosure action and win. When homeowners victims reeling frompayment shock, have been forced into foreclosure, many refused to leave. They took the courtsan. . . More>>
Mortgage Wars: How You Can Fight Fraud and Reverse Foreclosure

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Posted by jedwan - January 22, 2012 at 5:39 am

Categories: Mortgage   Tags: , , , , , , , , , ,

What arand e some reputable reverse mortgage companies?

My great grandmother is 80 and has quite a bit of credit card and medical debt but not much income. She owns her house outright, and compared to other options, a reverse mortgage seems to be the best option. It would make her life a lot less stressful. She realizes that if it isn’t paid back, her children won’t inherit the house. Anyways, what are some reputable reverse mortgage companies? How long should it take to process loan requests? How long (from the time of the intitial request) does it take to sign on the dotted line and get the money? She gets tired of creditors calling all the time not understanding that there is no money to give them.

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Posted by jedwan - May 17, 2011 at 4:53 am

Categories: Mortgage   Tags: , , , , , , , , ,

New to the forums…Need advice

I went to purchase a newer car last week and was shocked at my credit score...a 657!!  I purchased my first home two years ago (by myself) with a credit score of 720+, in fact, my interest rate on my home is 4.0%!!  Here is the low down. I dont know what all information you may need, so please let me know what I left out.

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Posted by jedwan - May 9, 2011 at 5:51 am

Categories: General Credit   Tags: , , , , , , ,

Old, positive tradelines from Equifax are gone…

Did anybody else experience that?   When I checked my credit, I noticed that 8(!!) POSITIVE and OLD accounts (all closed, paid off and never late) which are still reporting on Experian and TransUnion are simply GONE on my Equifax-file. They are still way below the 10-year mark for reporting and the fact that they report to the other bureaus makes me think that it's obviously an issue with Equifax.

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Posted by jedwan - April 16, 2011 at 9:48 pm

Categories: General Credit   Tags: , , , , , , , ,

Disputing CC with CRA…….

If I dispute information on EXP and EQ with creditors not listing information correctly, when the status is updated with the new status will TU automatically be changed too by the creditors or do you have to do a dispute with each CRA for it to be changed?

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Posted by jedwan - April 6, 2011 at 8:58 pm

Categories: General Credit   Tags: , , , , ,

Deceased indigent mother creditor question

My indigent mother passed away 6 months ago intestate. She had no personal property and rented her apartment, but had a $783 credit card bill

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Posted by jedwan - April 3, 2011 at 11:15 pm

Categories: Mortgage   Tags: , , , , , , , , , , , , , , , , , , , , ,

Improving Average Age of Accounts Possible?

Hello all   Is it possible to ask creditors to stop reporting closed accounts that have zero balances and are in good standing to the CRA's so that I can improve my Avg. Age of Accounts

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Posted by jedwan - March 18, 2011 at 3:47 pm

Categories: General Credit   Tags: , , , , , , , , , , , , ,

To unfreeze or not to unfreeze……

Greetings all.   I currently have all three credit reports frozen after one of my creditors experienced a security breach

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Posted by jedwan - March 10, 2011 at 7:46 pm

Categories: General Credit   Tags: , , , , , , , ,

Does Transunion always lag behind?

Just checked my TU and as of now (3/1/11) they dont have anything updated past January of this year.

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Posted by jedwan - March 2, 2011 at 3:16 am

Categories: General Credit   Tags: , , ,

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