My credit card reports to only Equifax. How can I report to Experian and/or TransUnion?
I just graduated, moved from Alabama to Indiana and I wanted to check on my credit and perhaps get a few more credit accounts before trying to buy a house next year. I have no debt (other than some money on a credit card), I have bought my car with cash, generally, i buy everything in cash. I only have one credit card from my credit union which I found out last week only reports to Equifax (very big down in the South)
Categories: General Credit Tags: alternative, buy-everything, Credit, credit-accounts, credit-card, credit-reports, experian, south, start-building, trans, transunion
Equifax vs Transunion credit account number
Hey everyone! I've been lurking for years but never found a problem i couldn't solve without a little research until now.... I've been a Score Watch user for about 3 years now.
Categories: General Credit Tags: Accounts, after-looking, Credit, credit-accounts, credit-history, little-research, score, total, transunion
New Here…Need Help Understanding Scores…
Hi All, I’m happy to have found this forum! I've order FICO scores from this website and it shows the following: TransUnion - 725 Equifax - 713 What's Hurting my FICO Score: 1. The balances on your non-mortgage credit accounts are too high
Categories: General Credit Tags: Credit, credit-accounts, credit-score, decent-interest, federal-credit, fico, payment-or-had, recently-missed, remains-at-20k, student-loan, today-at-navy
Card Application declined! Why?
Hi everybody, new to the forum (and the credit scene in general), and trying to make sense of why I got declined for 2 cards I applied for. I'm 23 years old and carrying ~100K in student loan debt, but have never missed a payment or a due date.
Categories: General Credit Tags: Credit, credit-accounts, credit-reports, filled-the-tank, find-the-credit, impression, used-the-visa
Bill Me Later
So I just signed up for Bill Me Later. Partially because it was offering $10.00 off my purchase, and partially because I'm interested in building up my credit history. I did a LITTLE reading before I opted in to make sure it wasn't a scam and that it didn't have any fees, and then I said "Whatever," and signed up.
Categories: General Credit Tags: car-loan, Credit, credit dings, credit-accounts, credit-card, credit-history, credit-rating, parents names, part-time, potential, purchase, roommate, since-bill, student-loans, will-it-hurt