Posts tagged "collections"

My medical debt on daughter’s credit report

My 20 yr old daughter who is a college student was having trouble getting a credit card even though she had absolutely no debt or collections, so she pulled her credit report.

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Posted by jedwan - February 3, 2012 at 5:39 am

Categories: General Credit   Tags: , , , , , , , , , , , , , , , , , , , , ,

Does anyone know of any mortgage loan programs that doesnt require?

you to pay old collections off at closing?

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Posted by jedwan - May 15, 2011 at 10:49 am

Categories: Mortgage   Tags: , ,

Back ground check Lexis -Nexus

Hi,

 

My employer wanted to do a random background check with Lexis Nexus.  I passed when I was hired back in 2006 and my credit has declined due to some health issues. 

 

I am wondering….if I place a block on my 3 bureaus, will Lexis Nexus still be able to pull my credit bureau reports and show them to my employer?

 

I don’t mind them looking at my tickets, and I am not any type of criminal.  I just had been diagnosed with cancer and some things have gone to collections.   Any advice is appreciated!

 

Thank you!

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Posted by jedwan - May 14, 2011 at 12:50 pm

Categories: General Credit   Tags: , , , , , , , ,

My situation and what I plan on doing in the next few days/weeks

I would appreciate any comments, suggestions, critiques on my plans.

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Posted by jedwan - April 27, 2011 at 9:17 am

Categories: General Credit   Tags: , , , , , , , , ,

NY Statute of limitations on debt judgement

I was recently informed that I had a judgment placed on me back in 1999 regarding an unpaid department store charge account from the early 90's. I was sent a letter from an attorney's office stating that they were now handling the collections for this judgment and I should contact them to arrange payment

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Posted by jedwan - March 30, 2011 at 9:26 pm

Categories: Mortgage   Tags: , , , , , , , , ,

Two recent collections on CR, same debt…need advice…

Moved to Rebuilding Your Credit

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Posted by jedwan - March 14, 2011 at 6:50 pm

Categories: General Credit   Tags: , , , , ,

Will husband’s medical bills affect wife’s credit?

I have medical bills from an injury. I have excellent credit and so does my wife

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Posted by jedwan - February 18, 2011 at 11:24 pm

Categories: Mortgage   Tags: , , , , , , , , , , , , , , , , , , ,

crime victim compensation claim and accounts in collections

I was recently compensated by the state of Illinois for a crime victim claim. The state has paid my bills resulting from the incident. There are two accounts that remain in collections, even once the original debtors were paid.

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Posted by jedwan - February 11, 2011 at 8:55 pm

Categories: Mortgage   Tags: , , , , , , , , , , , , , , , ,

Help me and my Fiance get above 750!

I am here because like many I want to make sure that my credit score does not hurt my chances on a great rate on my first home.  I plan on buying a home in May of 2012 with my current fiance (by then wife) and we need to maximize our scores between now and then.    Right now I am sitting at a 696, I have been as high as 750+.  My most detrimental areas are a high balance to limit ratio, a 30 day late in July 2010  (auto-pay did not work on a credit card), and a collections account that is listed as "KD" but closed from 2005.   Accounts: I have a Card with a $5500 limit, currently sitting at around $5200.  This has the 30day and was opened in 2004 I have a Banana Republic Card (revolving charge) with my Fiance that has a $500 Limit, sitting at $300. I have a $1000 line of credit at my bank

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Posted by jedwan - February 1, 2011 at 8:41 pm

Categories: General Credit   Tags: , , , , , , , , , ,

Got a question myself about contract

Ok There is a company that does collections for a major cabel company.

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Posted by jedwan - January 18, 2011 at 9:28 pm

Categories: Mortgage   Tags: , , , , , , , , , , , , , , , , , ,

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