ChexSystems Consumer Score
I pull my ChexSystems report annually along wth my bureaus, and this year, thought I'd get my ChexSystems Consumer Score this year as well. My ChexSystems report is clean, and my score came back as "9999"....it says that the score range is "000 - 999" Either the report had a typo with an extra "9", or....well, I don't know. Actually, don't really know how much, if any, stock to put into all of this. Thoughts?
Categories: General Credit Tags: bureaus, chexsystems, consumer, really-know, report, score, score-came, score-range, the-report, thoughts, Year, year-as-well
Chexsystem Reporting
Hello wonderful people! I was reported to Chexsystem in either March or April of 2005 by Washington Mutual. Since this scary and embarrasing saga unfolded, I was denied membership by CCCU & Alliant CU's.
Categories: General Credit Tags: alliant, bank-accounts, chexsystem, chexsystems, consumer-report, Experience, mutual-since, People, question, saga-unfolded
Chexsystems/Bank of America/Fraud/Defamation
Hey everyone, this is my first post, and actually this issue is the reason I joined the board, however I'm happy to be on here seeing all the helpful people and responses, what a great resource. So, quite some time ago Bank of America closed a checking account of mine because it had been in the red longer than they liked, to the tune of about $400.
Categories: Mortgage Tags: account, because-it-had, chexsystems, during-the-time, girlfriend, issue, tell-the-bank, TIME
And then came a letter from capital accounts about a debt from US Bank what should I do?
Hi all, So after intense labor I have finally hit the 700 club, no more negative accounts remain on my credit report(or so I thought) that is until I recently received a call from a guy from capital accounts CA he said something about a debt to US Bank and I need to pay it. Ok lets rewind a few months back I had my bank account with US Bank closed due to an overdraft, see I was out of the country and had automatic payments setup for $10 a month insurance plan so it went through and what followed is a string of ridiculous overdraft charges and before I knew it they closed the account.
Categories: General Credit Tags: 700-club, account, accounts-remain, automatic payments, bbb, bought-the-debt, capital accounts, chexsystem, chexsystems, Country, Credit, credit-report, insurance plan, intense labor, month-insurance, overdraft charges, said-something, the-chexsystem, us bank
Telecheck issue
Hopefully this is in line with the correct board, I have one issue with Telecheck I want to take care of because it is inhibiting me in opening a local credit union account.
Categories: General Credit Tags: amount of time, Bank, chexsystems, Correct, cr, enter-the-bank, knock-on-wood, mail trail, Manager, once-the-report, only-the-bank, pfd, situation, systems, telecheck