Mortgage Banking
Product descriptionIn today’s competitive market, strategic information is critical to success. Banking Guide magazine provides a detailed coverage of the real estate finance industry by providing a thorough analysis of news, issues and trends affecting the markets for commercial and residential mortgages. . . . More>>
Mortgage Banking
Categories: Mortgage Tags: Banking, competitive market, finance industry, Mortgage, mortgage banking, real estate finance, residential mortgages, success magazine
Bounced Check and Privacy Concerns
I was recently notified, by a individual third party, that a check I had written on Feb 25, 2011 had not cleared my bank when presented for payment on March 21, 2011. The check was written to the local high school's booster club.
Categories: Mortgage Tags: Bank, Banking, booster-club, check, individual, laws-or-codes, permission, Phone, school, the-check, time-the-check, written-on-feb
Personal information released
Hello! I'm not sure if I am posting this in the correct section. I received a letter today from the finance company for my husband's vehicle stating that some of his personal information was released to other customers
Categories: Mortgage Tags: Address, address phone, Banking, banking information, Correct, Credit, customers, Finance, finance company, Hello, his-information, identity-theft, Personal, personal-information, Phone Numbers, the-information, vehicle-stating, wrong hands
Bank gave out loan information
I applied for a construction loan at my local bank, BankPlus. I was denied because of the loan to value of the loan
Categories: Mortgage Tags: Bank, bank-permission, Banking, banking, securities, Loan, local-bank, not-discuss, realtor, realtor-called, the-banking
Customer Discrimination based on Appearance, Address, or Bank?
I went into a store today, and before grabbing any items or ordering food I asked "Do you accept personal checks?" The worker behind the register told me to hold on one minute and then he would take a look at the check. I thought I would just get a simple yes or no?
Categories: Mortgage Tags: Address, america, appearance, Banking, check, checked-nothing, City, city-as-section, discrimination, from-the-store, Money, personal-checks, then-looked, TIME
Bank of America Bill Payer Service…
New email from BofA...(I didn't even know you could use Bank of America cc to pay bills online through their bill payer service! I also object to them saying they can notify me via email for any account changes -- something I never authorized, but apparently they decided they could and would. Same with statements.
Categories: General Credit Tags: account-changes, action-required, america, Banking, business, credit-card, online, online-banking, online-through, our-online, whether-or-not
Wanting to close a checking account and overdraft protection. how would that affect my score?
Hello everyone, I have a dilemma... When I first opened a Citibank EZ Checking account years ago, it was a very fee-free account. No minimum balance req, no monthly fees as long as you make two bill payments per month from your account. Well, over the last year this has changed, and my account is subject to monthly fee charge if average daily balance of $1500 is not met : ( I also have a small line of credit linked to this account. This used to be that we pay a small annual fee and it will cover for accidental overdrafts, and you will just pay the interest on whatever amount you overdrafted. This also changed over the last couple of years. Now, they charge you $10 every time you over draft, plus they automatically transfer a sum rounded to the $100s to your checking and charge APR over that amount instead of the amount you actually went overdraft, so even if your overdraft was only $2, you are still paying APR based on $100. I have been unhappy with this new policy for a while now and have been pondering about ending business with this bank. However, couple of circumstances concern me
Categories: General Credit Tags: account, Banking, checking, creditcards, minimum-balance, opinion, over-the-last, overdraft, picture, recently-bought, revolving
Equifax duplicate accounts
I started working on paying off my old debts, and last year I also disputed online with the credit bureaus any duplicates, etc.
Categories: General Credit Tags: balance, Banking, Client, consumer, descriptive, greater-calif, joint-account, national-bank, payment-date
Will Fico Score be Hurt
I have a question. We have several credit cards personally and through our business. Most of them have very high limits
Categories: General Credit Tags: Banking, because-credit, business, Credit, credit availability, credit-cards, effect, even-though, fico, fico-score, loans, Major, particular-loan, through-one
FICO Scoring is Flawed
Hello folks. Bear with me, I just want to vent a little. I am sure no-one at FICO will even bother to consider my arguments, but I will pretend that someone cares for my own sake
Categories: General Credit Tags: auto-loans, bad decisions, balance-history, Banking, Credit, credit ratio, credit-score, fico-score, from-the-rates, lending money, loans, low balance transfer, low balance transfer rates, low interest rates, money-on-credit, payment-history, rates, score, spectacular, t pay, take-the-blame, TIME