NCO Hard Inquiry
I just bought my TU report and it looks like NCO did a hard pull of my report on 5/25. I have no collection accounts on CR from them. All of my baddies fell off as of 1/1/10, as they were all passed 7 yrs from DOFD. All I have left on all 3 reports is 1 medical collection (under $200) DOFD 5/06, whiich was last reported on Jan/07 from Alliance One. I keep getting calls from NCO, but have not recieved a dunning letter from them. I do not answer the phone and have never spoken to them. My only accounts , besides the 1 medical collection (Alliance), are all recent ones within the passed year, all with on-time payments.
Categories: General Credit Tags: baddies, baddies-fell, dunning-letter, keep-getting, not-recieved, only-accounts, Passed, Phone, report, reported-on-jan, started-at-655
Ever use PlanetFeedback? How long until they responded?
Hello: I have read where several folks have used PFB as a system to get multiple credit issues resolved. Most of the posts read that PFB contacted them within a day or two.
Categories: General Credit Tags: baddies, baddies-through, credit-issues, creditor, Experience, get-multiple, longest, posts, still-wanted, take-longer, the-creditor, the-longest, understand-some
My brother is loan mod’ing/debt cons., will it affect my additional card user/authorized user acct?
My oldest tradeline is an additional card user/authorized user account with AmEx, but unfortunately, my brother is currently starting loan modification and will be defaulting on a fair share of accounts soon, including his AmEx. My question is, will his baddies show up on my CR's as baddies
Categories: General Credit Tags: additional-card, amex, authorized-user, baddies, Brother, its-immediate, message-edited, old-tradeline