Categories: General Credit Tags: alliant, college-loans, reading-posts, rebuilding, roughly-650, scores, the-rebuilding, Week, Year
Chexsystem Reporting
Hello wonderful people! I was reported to Chexsystem in either March or April of 2005 by Washington Mutual. Since this scary and embarrasing saga unfolded, I was denied membership by CCCU & Alliant CU's.
Categories: General Credit Tags: alliant, bank-accounts, chexsystem, chexsystems, consumer-report, Experience, mutual-since, People, question, saga-unfolded
Consolidating Student Loans & CC Debt
I currently have about $15,000 in student loans outstanding - most at 6.8% (the cap). I recently obtained a very nice Alliant Platinum CC w/ a $15,000 limit
Categories: General Credit Tags: alliant, already-done, based-on-credit, Current, current-student, done-the-pull, Loan, loan-officer, loans-based, moving-some, offers-student, student-loan, student-loans
EQUIFAX: Incompetent or Braindead?
I've been wondering for the past year or so why every month for a few days my EQ CR fails to show a date of birth. If I just leave it alone, after a week or two the DOB will reappear. If I dispute it, EQ will ask me to fax or mail in ID copies. Why they continually need ID copies is beyond me because almost every time I have called they tell me "Please fax inthe same ID that you've previously used." When I ask which that is, they reply "The military ID that you've previously used." They then even give me the ID number. When I ask how they know I've previously used that ID, they tell me because we have a scanned copy in your file and even have commented at how clear the photo came through. So, if they have my ID scanned and available for view, WTF do I need to always send it in each month?
Categories: General Credit Tags: alliant, cerditor, cerditor-comes, clear-the-photo, dob, finally-on-may, happened, irritation, Photo