What actions can be taken for deliberate inaccurate reporting by OC?
Back in September-2009 I filed a dispute with an OC and came back validated. The following month in October I checked my score and report to find that my score sanked 30 points and the OC inserted that I was 120 days late as recent as September of 2008. All previous reports show that I went 30, 60, 90 & 120 days late from 11-03 until 2004. They inserted that I made all payments after this date and then all of a sudden, went 120 days late in September of 2008. They haven't received a dime from me since 2003 after I lost my job. They retaliated because I filed a dispute with the CRB's. These two accounts with this creditor is scheduled to fall off November of this year but can I file something with the CRB on violation of the FCRA to have these accounts deleted due to inaccurate reporting. I don't want to file another dispute with the OC out of fear of another retaliation, I just want this manually looked at for accuracy. I have previous reports that proves this discrepancy from Sept-09 to Oct-09 reports. I know I could wait for deletion but I really need to get a high limit cc with a low APR to do a BT on three high interest and high balance cards before then. Your thoughts on this would be appreciated.
Categories: General Credit Tags: accuracy, crb, creditor, discrepancy, dispute, fcra, fear, following-month, high limit, high-interest, late-as-recent, retaliation, score, september-2009, thoughts
Quizzle, Creditkarma and credit.com thoughts
I have not been on here awhile but still keeping an eye on my credit score through such companies like Quizzle, Creditkarma and credit.com.
Categories: General Credit Tags: accuracy, checked-on-fico, Credit, credit-score, creditkarma, fico, free-trial, inquiries, last-time, pretty-close, quizzle, score, showing-more
Landlord using security deposit for unnecessary repairs
Hi everyone. I am currently in a situation with my last landlord concerning my security deposit
Categories: Mortgage Tags: accuracy, AGENT, cleaning service, condition, diatomaceous earth, fleas, floor-cleaning, Georgia, georgia general assembly, house, items, landlord, landlord-tenant, Money, previous condition, security, security-deposit, sign-the-list, tenant, the-tenant, the-termination, unnecessary repairs, wood floors
How accurate is a breath test
Hello I was pulled over and given a breath test. Then I was arrested and taken to the station.
Categories: Mortgage Tags: accuracy, breath, breath test, charges, charges-reduced, defense lawyer, Hello, machine, station, the-station, two minutes, two-different