Same lates being reported by different entities?
Hi, First off I just started working on repairing my credit and want to thank this forum for already providing some invaluable information.
Categories: General Credit Tags: account, account-before, actuality, actuality-yet, another-entity, Credit, credit-card, credit-report, entities, equifax, late-payments, lists-the-same, looks-identical, metaindigo, Relationship, should-proceed, some-invaluable, Thanks In Advance, usb one
Amex reporting – Should I be worried
I have a first time scenario and am curious as to whether I should pursue it or if it is even wrong in the first place. DH opened a new Amex 12/2010, he got me a card (extra points plus well....I wanted it). Account suddenly reported on my credit 3 months later. Now, more facts: - Account Holder infor on my report says: Authorized User - Account opened date says: 12/200 3 (wrong) - I happened to have applied for my own account at the end of March but was denied - The inquiry shows and the account appeared on my report after that -There haven't been any changes to my score Should I just leave it alone or should I be concerned? I am thinking the age on the account based on the referenced open date and the good status would help.?
Categories: General Credit Tags: account, account-holder, authorized, Credit, extra-points, good-status, inquiry-shows, referenced, report, should-pursue, the-referenced
Categories: Mortgage Tags: acceptance, account, checking, deposit-1st, lease, neigbor, partial-rent, receipt, signed, signed-copy, tenant, their-verbal
Concern about score change
Hello friends I have a concern about a collection account from AT&T dated back from 2007 that I paid today 4/27/11. First this account was reported to all 3 bureaus but I disputed it and it was removed from Equifax and transunion but not Experian.
Categories: General Credit Tags: account, balance, bureaus-as-paid, collection, current-scores, equifax, experian, Internet, Payment, resurfaces, services, transunion
Categories: General Credit Tags: account, Accurate, hard-inquiry, inquiry-shouldn, mine-opened, remember-reading, Target, the-account
Can a business telephone account show up on personal credit?
I started a business last June that I unfortunately had to close. I just got a call from a collection agency that Verizon telephone has sent my account to with an outstanding balance. I opened the account using a LLC. Is there any way that the collection can show up on my personal credit report? Any info
Categories: General Credit Tags: account, business-last, collection, greatly-appreciated, llc, opened-the-account, Personal, personal-credit, the-collection, verizon
My situation and what I plan on doing in the next few days/weeks
I would appreciate any comments, suggestions, critiques on my plans.
Categories: General Credit Tags: account, after-the-first, collection, collections, credit-card, credit-report, from-the-credit, plans, reporting-clock, transunion
Claiming Money from New York resident, I’m located in London
Hello, I am located in London and have a problem with somone in New York.
Categories: Mortgage Tags: accept-payments, account, account details, debt collection service, debt-collection, Internet, London, mistake, Money, outstanding, paypal, persons, persons-adress, phone-number, phonecall, Several Times, situation, small claims, Thanks In Advance, transfer money, york-please
Company telling me I am not who I say I am.
Hello, I have had an account open with an online company NCsoft for two years now. They recently sent me a message telling me that I am not the original owner of my accont and that the account has been closed due to that fact. My account has been under the same name and address details since it was originally created
Categories: Mortgage Tags: account, address-details, agreement, drivers-license, identity, internet, cyberlaw, ebay, message-telling, severity, under-the-same, user, utility, violation
Possible Reaging and other questions
I ordered my fico scores from Transunion and Equifax I think I have a few reaging accounts On my Understanding my score tab is says last" Your most recent collection occured 2 Years, 1 Month ago" last time I had any delinquent accounts was 6 or 7 years (all medical) Under date assign is says March 2009. Did they reage my accounts? If I go to the original account holder (hospital) will they inform the CA that I spoke with them?
Categories: General Credit Tags: account, account-holder, dola, few-reaging, medical, reach-the-sol, the-original, Understanding