My husband and I want to move to his families ranch and buy a double wide, but we are having some credit problems. A couple months ago, his score was in the mid 600′s and we weren’t worried about it, but we checked last night and one score is 600 and the others are like 530. We are stressed out about it, wondering if we will qualify for anything. We have a 10% down payment for the house we want, and his debt/income ratio looks really good. His credit had 2 negatives, hospital bills from 2005 but only totaled $ 425. We just paid them off, and he also has one hospital bill we are making payments on. ($ 1400). All of his vehicle loans(2) look really good. One is paid off, the other is not, but in good standing. Do you think it’s still possible to get a mortgage loan? Is it easier on a mobile home than a house? Any help would be greatly appreciated.