What does 30 days late mean

I was recently listening to FOX news and heard Judge Napalitano state something to the effect of  that we can make payments even on the 30th day and not be delinquent.. ( from a credit bureau standpoint)

Question. What does 30 days late mean or past due 30 days…

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30 days past due the linguistics of the statement imply that if payment is made on the 30th day it cannot be past 30 days late or 30 days past due because the payment was made on the 30th day. therefore if the payment was made on day 31 that would be considered 30 days past due..

I agree with the judge thus any creditor whom you have made a payment to on the 30th day should remove the delinquency off the credit account. I have called the credit bureaus to inquire about this and I got one rep who couldn’t really answer to my satisfaction and the other reps that I spoke to about  in total pushed me off until I had to repeat the question and pin them in the corner…II had one representative agree after speaking to him about the question for a good 20minutes literally.

If there is anyone that diagree or agree let me know.. And if you’ve had a situation where you had to fight down to the last day, what were the results

Thanks

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Tagged as: 30th, Credit, delinquency, judge, linguistics, mean-or-past, Payment, question, really-answer, results, satisfaction, state-something, the-30th