Archive for February, 2011

Which Type of Phone Conversations are admissible as evidence in court?

This is a rather complicated issue, but I hope to find an answer here, and thanks in advance for the advice. My roommate Krista was calling one of her friends on our landline phone when she was interrupted by my roommate Larry.

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Posted by jedwan - February 26, 2011 at 1:37 pm

Categories: Mortgage   Tags: , , , , , , ,

Illegal apt.

I am behind on my rent.My husband works at a country club and it is slow during winter.My landlord took me to court,and we were supposed to be out Feb.14.I was getiing help from an agency for rent arrears and my landlord was going to let me stay.It was then found out the apt.is illegal and because of this,I could not get any rental assistance.I got an order to show cause,and am going back to court on the matter March 2,2011.My point is I was going to get assistance,but because,through no fault of my own,and due to apt being illegal,I could not get the assistance.What can I do now?We dont have money to move yet.Also can I get me deposit from the realtor that rented me the apt.since its illegal?

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Posted by jedwan -  at 12:50 pm

Categories: Real Estate   Tags: , , , , ,

How do they decide credit limits for your first credit card?

How do they decide credit limits for your first credit card?
I just applied for my first credit card ever yesterday, and I am hoping to get a credit limit of at least $ 1,500. I have no credit history whatsoever, I don’t have to make a house payment, no dependents, and I make $ 12.10 an hour working 35-40 hours a week. Would all those factors contribute to a higher or lower credit limit, and do you think I’d be eligible for the $ 1,500 limit?

Answer by Matt G
well dude, if you have no credit estiblished you’re probably not going to see the limit you are looking for. you may even have problems getting approved, especially in the middle of a credit crisis. lenders are holding on to their money to those who have a very strong history of great credit. you may have luck with capital one or hsbc or target, but expect a credit limit of around $ 300-500. Banks just don’t want to gamble much on someone who has no history to judge on.

good luck!

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Posted by jedwan -  at 12:50 pm

Categories: Credit   Tags:

Consumer Reports Money Adviser (What to do when your complaints get your nowhere / Home insurance perils), May 2010, Vol 7.Issue 5

Consumer Reports Money Adviser (What to do when your complaints get your nowhere / Home insurance perils), May 2010, Vol 7.Issue 5

Price:

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Posted by jedwan -  at 12:50 pm

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Techniques to Maintain a Lower Auto Insurance Rate

Auto Insurance
by skeggy

Techniques to Maintain a Lower Auto Insurance Rate

Take your time: If you want to keep your auto insurance rate as low as possible take your time and be a safe driver. This may seem obvious but the worst thing you can do is to have an at-fault claim or a speeding ticket. And most accidents and speeding tickets happen when the driver is in a hurry.

Give yourself enough time. Stay off your phone. Don’t text. And don’t fiddle around with your GPS. Spend the extra minute. It could save more than a few hundred dollars on your auto insurance. It could save someone’s life.

Watch your credit: Most auto insurers use a customer’s credit history or credit score when determining their premium. Research has shown that drivers with good credit or a high credit score number are responsible, cautious, and less likely to file a claim. In turn, having poor credit or a low score tells an auto insurance company that you are under financial stress and are more likely to take risks. One of the worst things you can do is stop paying your auto insurance bill – even if you’re getting ready to switch companies. Missing a payment or letting your auto policy lapse not only puts you at risk if you have an accident, it can lower your credit score and make it more expensive to get auto insurance in the future.

Shop around: The cost of auto insurance can vary by hundreds of dollars or more from one company to the next for the same coverage. Every auto company operates differently. Some sell direct to consumers. Other companies use agents and brokers who get paid additional fees or commissions. And just as rates vary, so does the level of features and service. While a company includes emergency roadside assistance at no additional charge, others give you a bare-boned policy and little more. Just because your auto insurance company gave you the best rate a few years ago doesn’t mean they’re giving you the best rate now. To be sure you’re getting the price and quality you deserve, you should secure at least three quotes from three different companies every three years.

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Posted by jedwan -  at 12:50 pm

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Defeat Foreclosure 25% Payout. This book really helps people

Check out these Mortgage products:

Defeat Foreclosure 25% Payout. This book really helps people
Defeat Foreclosure. Pays 25%! This valuable tool will help save your home and your credit. We will also show you how to protect yourself from fraudulent foreclosure schemes.
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Real Estate Guide – How To Rent My House Guide!
This Step by Step Guide holds your hand from tenant selection to filling out the lease. Learn the secrets the pros use and stop listing that home in a market that will never sell.
Real Estate Guide – How To Rent My House Guide!

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Posted by jedwan -  at 12:50 pm

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Hostile Work Environment/ Intention Infliction of Emotional Distress

I work for a small police dept represented by an association. Our former assoc

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Posted by jedwan -  at 7:09 am

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How much quality time do I need to give a 10 week old German Shepherd puppy?

E asked:


It is a very intelligent dog and if I teach it, something new it fängt fast. Each mark, if I with it to be spent is valuable time, but between lives and family, which I to guarantee want, I give it to enough, in order to hold him from boredom. Also, should how I während the training spend much time on a certain time?

Phone Cards

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Posted by jedwan -  at 5:39 am

Categories: Quality   Tags: , , , , ,

Ex’s rights during my custody time

Ex and I divorced in Jan 2010 after 16 years of marriage. Two children - 11 and 6 years old. We handled our divorce amicably for the most part

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Posted by jedwan -  at 4:02 am

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DUI case info insight would be valuable

Last night I went to the bar with my father and stepmother. I drank a few pitchers, and stayed there for 2 and a half hours.

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Posted by jedwan -  at 2:27 am

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